Can Five Minutes Of Your Time Really Save You £100s A Year?

May 19th, 2017 HIP-Consultant.co.uk Posted in Energy Saving, Top Tips No Comments »

We are helped out in this day and age when it comes to wanting to switch energy suppliers, but most of us are still very cynical of the whole process. Did you know it can take as little as five minutes to switch, and you could save around £200 in the process over the whole year? Think what else you could spend that money on. Home interiors? Holiday money? Clothes? For just five minutes of your time, it’s silly not to save yourself some money.

According to the Money Advice Service, the best way that you can save money on gas and electricity bills is by switching your supplier. It doesn’t matter whether you rent or own your home, you should still be eligible to switch. All you need is an annual energy statement so you can accurately see how much you’ve been using; this is something you can get from your current supplier. You will also need your bank details to hand when it actually comes down to make the decision.

There are many different ways to save money on your energy bill. Most people automatically look into dual fuel deal tariffs because it’s easier to pay when your gas and electricity come from the same supplier. This can usually work out well, because most companies will offer some discount for customer loyalty. However, research carried out by the company UKPower.co.uk (albeit back in 2014) revealed that if households went to separate providers, they could save as much as £55 per year, possibly more in other areas.

If the ever-growing energy hikes concern you, moving to a cheaper fixed tariff could save you money. There is no evidence that energy prices are going to start declining in the next few years, so it’s a safe bet opting for a lower fixed tariff. Then, if prices do go on the increase with your supplier, you can rest assured that you won’t be pressured into paying higher bills.

You can find many comparison sites on the Internet now that will compare what you’re already paying for, to the current tariffs out there. However, don’t fall into the trap that a lot of people do and opt for the lowest price you can in return for a poor service. Try to find the right balance of saving the pennies and excellent customer reviews to make the most of the switch.

The Savvy Woman blog suggests using a comparison site that is Ofgem accredited because it means you’ll see ALL the deals, not just the energy suppliers paying them commission. They also suggest making a note in your diary for when the deal runs out so that you remember to look for a better deal before ending up on the standard tariff. Although there are companies that can take care of all of this for you.

According to writer Sarah Pennell, apps such as Flipper and Voltz will switch you onto the best deal as soon as your existing one runs out. Flipper costs £25 a year but it will only take this payment if they can save you at least £50 each year. Similarly Voltz will keep track of your energy payments and when you come to the end of your deal, they will alert you to better tariffs but not automatically change everything for you.

Things to look out for when you do come to switch are hidden costs to your final bill from your previous supplier. You should know how much energy you’ve used and in return how much you have paid for that energy. If you calculate that you’re all paid up and they actually owe you money then tell them; however, if you pay via direct debit you may find that your final bill is quite expensive. Finally, remember to keep dated readings of your meters throughout the switch so that you don’t end up overpaying anyone.

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Energy savings in the kitchen

July 4th, 2016 HIP-Consultant.co.uk Posted in Energy Saving, Top Tips 1 Comment »

The kitchen is the hub of the household. What with preparing and cooking meals, and often eating them too, as well as washing up and popping the kettle on for a cup of tea, it’s where most of the action is, and where a large proportion of household energy goes. Here are a few ways to cut down on energy use in the kitchen without compromising on a cosy, good-looking room, or tasty meals.

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How to survive remodelling your home

June 3rd, 2015 HIP-Consultant.co.uk Posted in Home Improvements, Home Maintenace, Top Tips 1 Comment »

Ask anyone who has stayed in their home whilst they are remodelling what their advice is, they will tell you not to stay in your home during the process under any circumstances. However sometime this is not always an option, especially if you are under pressure financially. Sometimes you just have to deal with the dust and grin and bare it.

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Five great things about retirement

November 27th, 2013 HIP-Consultant.co.uk Posted in Top Tips No Comments »

If you’re already looking forward to retirement, this will just be extra encouragement but, if you’re one of those few people having concerns, you might want to take a closer look at just what retirement living can offer.

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How to Stay Gas Safe at Home

July 4th, 2013 HIP-Consultant.co.uk Posted in Home Improvements, Top Tips No Comments »

Gas provides a cost effective energy source that is relied on by many home owners for a range of essentials including warmth, food and long hot baths. When a gas appliance goes wrong it can be extremely disruptive, but it can also prove to be dangerous if you don’t pick up on any issues quickly.

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Moving House? Storage Advice

June 6th, 2013 HIP-Consultant.co.uk Posted in Property Market, Top Tips No Comments »

If you’re currently in the process of trying to sell your home and are looking to move to another property, then space and storage will become a major part in this process. When selling your home you want to make it look as spacious as possible and having things packed away ready can help speed up the moving process. Equally, if you are downsizing, you’ll need to start thinking about just what you do/don’t need in your new home.

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Avoiding Being a Victim of Property Theft

December 20th, 2012 HIP-Consultant.co.uk Posted in Legal, Top Tips No Comments »

Unfortunately, these days we are all, through necessity, more security conscious then we have ever been. We always lock our doors and our cars, we don’t leave valuables where they can easily be seen and when out and about we are alert to the risk of pickpockets and, as the now depressing familiar announcement goes, we make sure we “keep our personal belongings with us at all times. We are careful when going online and everyone seasoned web surfer knows how to spot a phishing attempt, so we ought to be pretty well equipped to repel attempts at fraud and theft. But how many of us consider whether we are protecting our houses from being stolen?

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Buffing a wood floor to bring back its brilliance

December 18th, 2012 HIP-Consultant.co.uk Posted in Home Improvements, Top Tips 1 Comment »

Maintaining and caring for a wood floor can bring back its brilliance and increase its life span. Whether you’ve just moved into a new house or have an old floor in need of restoration, buffing a wood floor can revitalise the room, without having to replace the boards themselves.

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An Essential Guide to Buildings’ Insurance

December 10th, 2012 HIP-Consultant.co.uk Posted in Insurance, Top Tips No Comments »

Have you ever considered what would happen if your home was destroyed in a flood or fire? Would you have enough money to build your home back to its original state? As much as thinking about worst-case scenarios is often something we put to the back of our mind, by being prepared with buildings’ insurance for such disasters it could save you a lot of money and heartache in the future.

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Spotting Signs of Damp in Your Home

November 27th, 2012 HIP-Consultant.co.uk Posted in Home Improvements, Top Tips No Comments »

One of the most common problems in households around the UK is damp, and with an average of 25,000 gallons of rain water hitting these homes, there is no wonder why many suffer from this problem. What’s more, once you have damp in your home it can lead to more serious health problems, which is why it is imperative to notice any signs of damp in their early stages and get them treated as quickly as possible.

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Avoid the Downturn: Top Tips for Selling Your House

September 6th, 2012 HIP-Consultant.co.uk Posted in Estate Agents, Press Releases, Top Tips 1 Comment »

House sales have plummeted almost 40 per cent since the peak of the boom five years ago,1 while UK property prices dropped 0.6 per cent in July.2 But according to a leading South London estate agent, Wooster & Stock, there are small steps vendors can take to increase the chance of a quick, smooth and profitable sale.

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