Selling Your Home Without an Estate Agent

January 23rd, 2012 HIP-Consultant.co.uk Posted in Estate Agents, Property Market 2 Comments »

Selling a property can be expensive. There’s removal costs, legal fees, utility bills to settle, but by quite a way the largest expenditure (after repaying your mortgage) will usually the estate agent’s fee. Estate agents charge a percentage of the eventual sale price, typically between 1% – 2%, plus VAT. This means that even on a relatively modest sale price of, say, £100,000 the estate agent’s fee will probably be somewhere between £1,200 – £2,400.

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Dickens Mania Brings Victoriana to Life

January 11th, 2012 HIP-Consultant.co.uk Posted in Property Market 1 Comment »

As London prepares to celebrate the 200th birthday of Charles Dickens, Victorian themes are dominating the cultural scene, (see www.dickens2012.org) from film and theatre to festivals, exhibitions, cultural tours and interactive shows.

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Tips on avoiding home repossession

January 4th, 2012 HIP-Consultant.co.uk Posted in Financial Products, Property Market 2 Comments »

Being at risk of having your property can be terrifying and can be very lonely. You are worried about what will happen if you lose your home and perhaps embarrassed about what people will think. The reality is you should not be embarrassed – tens of thousands of people are repossessed each year and as the recession bites harder they are on the increase.
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Guide to City-Based Student Accommodation

December 16th, 2011 HIP-Consultant.co.uk Posted in Landlords, Property Market No Comments »

Whether you’re an existing student or you’re looking forward to starting university next year, there’s always a lot to think about – modules to choose, loans to arrange, books to buy and people to meet! But you shouldn’t overlook your choice of city centre flats, or leave it until the last minute – places start filling up incredibly quickly, and if you don’t want to be left with a lack of options it’s always a good idea to plan ahead.

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Living With Parents Hits ‘Kiddults’ Where It Hurts

December 14th, 2011 HIP-Consultant.co.uk Posted in Property Developers, Property Market No Comments »

High house prices hit personal lives of Britain’s stay-at-home grown ups, reveals survey. Living with mum and dad is ruining the sex lives of Britain’s stay-at-home ‘kidults’ according to a survey commissioned by North West property development company, FreshStart Living.

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A Professional’s Guide to City Living

December 14th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Property Market 2 Comments »

If you’re a professional in a major city, the place you live has a major impact on your lifestyle. From access to transport facilities, amenities such as gyms and shops and even your job, most people want everything to be close by so they spend less time travelling and more time enjoying their lives. For this reason, city centre flats are the ideal solution for young professionals who want to have everything on their doorstep – not only because travel costs are lower, but because they feel more involved with the city they live in.

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Mates Mortgages – the First Time Buyer Solution?

December 12th, 2011 HIP-Consultant.co.uk Posted in Mortgages, Property Market 1 Comment »

These are tough times for first time buyers trying to get a foot on the first rung of the property ladder. The high loan to value mortgages of the noughties are consigned to banking history and these days, a deposit of 15% – 20% will need to be raised, along with legal costs, survey costs and all of the other expenses associated with moving in to a new home. In reality this means that first time buyers are needing to raise at least £15,000 to £20,000, often much more to have a hope of buying their first home.

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10 Top Tips When Selling Property

November 29th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Property Market 4 Comments »

The relationship between a vendor and their selling agent is often paramount to the success of a property sale; however there are many intricacies that are simply overlooked or forgotten, often to the detriment of the sale.

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Tips to Protect your Property Investment

November 11th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Market 4 Comments »

Whether you’re becoming a landlord for the first time or just looking to maximise the income from existing properties, there are a number of things you can do to protect your investment.

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Dealing With Property When The Owner Dies

November 9th, 2011 HIP-Consultant.co.uk Posted in Property Conveyancing, Property Market 1 Comment »

When the owner of a property dies all of his assets, including any land he owns pass either in accordance with his will or if he has not left a valid will, to his next of kin in accordance with the rules of intestacy.

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Exchanging Contracts in Property Conveyancing Process

November 1st, 2011 HIP-Consultant.co.uk Posted in Property Conveyancing, Property Market No Comments »

A contract for the sale of goods does not have to be in writing. It can be verbal or it can even be implied by the actions of the parties. For example when you go into a shop you might not speak to the assistant but by you handing over money and him/her handing over the goods the law assumes that a contract was intended and the terms of that contract are implied by certain statutory rules.

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