Whether you are a full time professional landlord with a portfolio of properties or have one or two properties your time is precious to you.
More and more people are now buying online, whether it’s for holidays, electrical items or financial services products.
Compared to standard Home Insurance, Landlords Insurance hasn’t been so readily available on the internet. Over the last couple of years online Landlords Insurance has become more prominent. Being a busy landlord means having the ability to buy and manage your landlords’ policy online 24 hours a day, 7 days a week gives you the flexibility to deal with your insurance when it’s best for you and not being restricted to normal office hours.
Insurance providers who operate fully online can be very competitive on price and still offer you all the cover you need to meet your requirements.
Get a landlords insurance quote now
For example, Simple Landlords Insurance is an established specialist provider of low cost landlord insurance for the UK market, operating purely online to ensure lower prices with no broker fees means the savings are passed on to the Landlords. Of course, it’s always beneficial to shop around to ensure both the price and the cover levels are right for your needs.
Simple Landlords Insurance provides competitive premiums for your Landlords Insurance needs.
Click and Get a landlords insurance quote now.
- No hidden charges – the price you see, is the price you pay
- No broker fees – by purchasing direct through our website we guarantee you wont pay any broker fees
- Free Accidental Damage on Buildings – where the tenant type is Professional or Retired
- Landlord liability insurance – Simple offer £2,000,000 as standard, upgradeable to £5,000,000 in case of unforeseen accidents on your property
- Spread the cost with monthly direct debits
- Cover for a range of tenants – where other insurers restrict cover to certain tenant types, Simple covers professionals, students, holiday homes, asylum seekers and all other tenant types
- With Simple Landlords Insurance you can quote buy and manage your policy online quickly and easily 24/7.
To get a quote in less than 2 minutes click the link below to see how much you could save.
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Why do you need Landlords Insurance?
When you need insurance for rented properties, there’s much more to take into consideration than just the bricks and mortar.
Unlike ordinary home insurance, health and safety also comes into the equation and as well as property to look after you have people to protect – both your tenants and yourself. It is essential for every landlord to protect themselves against potential legal actions arising from accidents, injuries and even fatalities on their property.
Simple Landlords Insurance provides specialist protection for you as a Landlord, your property and your tenants with the following cover:
Landlord liability insurance
According to the Association of Residential Lettings Agents (ARLA), claims for personal injury have increased by 85% in the last decade. With awards of over £100,000 not uncommon, it is absolutely essential to have adequate liability cover.
Where buildings insurance is included, Simple Landlords liability insurance provides cover of £2m as standard, upgradeable to £5m.
Landlords buildings insurance
Given that ARLA estimates that some 40% of UK properties are under-insured, it is vitally important to make sure that your insurance protection covers you for the full rebuilding cost of your property.
Simple Landlords buildings insurance provides cover from £75,000 up to £2m to protect you against the cost of structural repairs.
Landlords contents insurance
When letting furnished property, you need to know that if items get damaged, broken or stolen, you can replace them. Simple Landlords Insurance does so on a new for old basis, and your cover, from £5,000 to £50,000, includes the carpets and furniture.
Loss of rent insurance
If your tenants have to move out because of damage or repairs that are covered by your policy you will receive up to 20% of the buildings sum insured as standard which will help replace the rental income lost as a result of the damage. You can choose to increase this percentage if you require a higher amount.
Alternative accommodation insurance
If you have to make a claim and your property becomes uninhabitable during the time in which repairs are carried out, Simple Landlords Insurance cover provides alternative accommodation for your tenants.
Accidental damage insurance
Accidents happen and should any of your tenants or other parties cause accidental damage to your buildings, Simple Landlords Insurance may cover you.
