Whether you are a full time professional landlord with a portfolio of properties or have one or two properties your time is precious to you.
More and more people are now buying online, whether it’s for holidays, electrical items or financial services products.
Compared to standard Home Insurance, Landlords Insurance hasn’t been so readily available on the internet.
Over the last couple of years online Landlord Insurance has become more prominent. Being a busy landlord means having the ability to buy and manage your landlords’ policy online 24 hours a day, 7 days a week gives you the flexibility to deal with your insurance when it’s best for you and not being restricted to normal office hours.
Get a landlords insurance quote now
CIA Insurance is an established specialist provider of low cost landlord insurance for the UK market and they guarantee to never be beaten on price. Of course, it’s always beneficial to shop around to ensure both the price and the cover levels are right for your needs.
CIA Insurance provides competitive premiums for your Landlords Insurance needs.
- If you can find the same insurance cover for a better rate elsewhere in the market within 28 days of purchase, CIA will either match the rate or refund the policy in full.
- We apply one price across all postcodes so our competitive and simple pricing structure makes decision making easy. (On selected policies).
- “All risks” cover including subsidence (subject to certain exclusions).
- CIA Insurance can provide loss of rent or alternative accommodation expenses as a result of damage – covered by the policy up to 30% of the Building Sum Insured.
- Accidental damage to buildings included automatically (on selected policies).
- Malicious damage and theft damage by the tenants will be covered (on selected policies).
- The policy automatically includes Employers Liability to £10m.
- Property Owners Liability included to £5m.
- Our specialist panel of underwriters can offer up to “All Risks” cover on unoccupied properties (subject to certain exclusions).
- CIA Insurance has 18 years of experience in the insurance industry and is one of the UK’s leading brokers.
Let Property Insurance; get a free no obligation quote now
To get a quote in less than 2 minutes click the link below to see how much you could save.
Why do you need Landlords Insurance?
When you need insurance for rented properties, there’s much more to take into consideration than just the bricks and mortar.
Unlike ordinary home insurance, health and safety also comes into the equation and as well as property to look after you have people to protect – both your tenants and yourself. It is essential for every landlord to protect themselves against potential legal actions arising from accidents, injuries and even fatalities on their property.
CIA Insurance provides specialist protection for you as a Landlord, your property and your tenants with the following cover:
Landlord liability insurance
According to the Association of Residential Lettings Agents (ARLA), claims for personal injury have increased by 85% in the last decade. With awards of over £100,000 not uncommon, it is absolutely essential to have adequate liability cover. With CIA’s landlords liability insurance in place you would be covered for up to £5million.
Landlords buildings insurance
Given that ARLA estimates that some 40% of UK properties are under-insured, it is vitally important to make sure that your insurance protection covers you for the full rebuilding cost of your property.
CIA Insurance can cover a huge range of rental properties at competitive rates. CIA even covers a range of tenants including professionals, DSS and asylum seekers.
Landlords contents insurance
When letting furnished property, you need to know that if items get damaged, broken or stolen, you can replace them. Whether it is just a sofa right through to a full house of furnishings, CIA Insurance can cover all your buy to let contents insurance at competitive rates.
Rent Guarantee Insurance
Non-payment of rent is a serious and unfortunately common issue for many landlords. However, help is at hand in the form of an insurance policy that can protect you from this sort of disaster. CIA Insurance can offer rent guarantee insurance cover, covering up to £2500 per calendar month on missed rent payments.
