Top Tips for First Time Home Buyers

December 1st, 2018 HIP-Consultant.co.uk Posted in Buying Property, Estate Agents, Property Market | No Comments »

Are you thinking about purchasing your first home? This can be an exciting yet daunting experience for anyone. Of course, you need to be prepared if you are exploring the property market for the first time. There is a lot that needs to be considered, and numerous steps you need to take. After all, this is probably the biggest investment you’ll ever make, and so you don’t want to throw money about or sign up for a mortgage without a lot of thought and research going into it. With that being said, let’s take a look at some useful tips for first-time homebuyers.
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What Are Floating Floors?

August 8th, 2018 HIP-Consultant.co.uk Posted in Flooring, Home Improvements | No Comments »

It can be quite daunting to buy a wood for the first time. Everything related to the purchase and installation of the wood might seem very confusing, especially when some strange wood terminology shows up. Among them is one that you might come across more often: floating floor. But what is a floating floor?

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Best holiday homes to get cheap sunshine

March 29th, 2018 HIP-Consultant.co.uk Posted in Buying Property, Guest Articles, Holiday Homes, Property Market | No Comments »

Have you ever wondered where you’ll get the most sunlight for your money? Many holiday home buyers are seeking maximum sunshine for minimum cost.

Even though Spring is just around the corner, us Brits aren’t guaranteed sunlight, as we suffer from grey skies and rain. You can understand why many holiday property owners have swapped Blackpool for a glamourous property in Spain.

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Getting out of the Ground on Brownfield sites

February 21st, 2018 HIP-Consultant.co.uk Posted in Housing Policy, Legal, Property Developers | No Comments »

Most people prefer to work with a fresh canvas. Imagine painting your masterpieces on someone else’s painting. This is probably why brownfield sites are not the most desirable land to start building projects on, commercial or residential. Greenfield sites are a clean slate, previously unbuilt upon and typically are cheaper and easier sites for construction, but as the countryside in the UK rapidly disappears and the population increases, it is time for developers to start re-considering brownfield land.

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Money and Energy Saving Smart devices

November 12th, 2017 HIP-Consultant.co.uk Posted in Energy Saving, Home Improvements, Home Maintenace | No Comments »

It’s obvious that smart home concept becomes globally popular and appealing idea. It eases our life making it more tranquil and secure. A lot has been said about the many benefits house automation brings to homeowners. But have you ever thought those smart home gadgets that gradually invade the world markets can actually help you save money and energy? Well, they really can! So, enjoy your high-tech house and avail of the clever devices you have invested in!

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Transfers of Equity and Legal Ownership of a Property

November 1st, 2017 HIP-Consultant.co.uk Posted in Land Registry, Property Conveyancing, Property Market | 29 Comments »

A transfer of equity is a transaction where legal ownership of a property changes hands but at least one of the original owners remains on the title. For example where a couple transfer it into the sole name of one or other of them or a person is added to the title.

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Do you know what you’re covered for? 5 Things to check when buying home insurance

September 22nd, 2017 HIP-Consultant.co.uk Posted in Financial Products, Insurance, Top Tips | No Comments »

With the costs of cancelling a policy set by most insurance companies, you need to get it right first time round and make sure you select the cover that is right for you. Luckily, these days we have comparison sites to brush us up on our insurance knowledge by asking all the relevant questions. In case you’re still lost in the world of home insurance, here are five things to look out for.
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Eco-Friendly Floors

September 18th, 2017 HIP-Consultant.co.uk Posted in Flooring, Home Improvements | No Comments »

Over the past five years we have seen an incredible shift towards homeowners and property developers sourcing the most sustainable and economically friendly floors for homes. Unsurprisingly this is a movement that has continued and whilst the threat of deforestation and climate change is still apparent there are many who are doing their upmost to help the environment. So how does this affect the flooring world and what steps have been put in place?

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Electrical Contractors & Air Permeability tests – How to make the right choice

July 26th, 2017 HIP-Consultant.co.uk Posted in Electrical, Energy Saving, Housing Policy, Property Developers | No Comments »

Are you in the preparatory stages of a new build? Maybe you’re ready to bring in an electrical contractor but are worried about how they’ll fare coming up against Part L of the Building Regs? In this article, I’ll be covering how to choose an electrical contractor for a new build that will be required to pass an air permeability test.

What is Part L

In 2006 the government passed Part L of the Building Regs setting the standards for air permeability in certain new builds and extensions in the UK. The Regulation is concerned with the conservation of fuel and power through limiting heat gains and losses via the building’s fabric. Split into 4 parts the documents lay out guidelines for both new and existing buildings.
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Garage Insulation – An Expert View

July 14th, 2017 HIP-Consultant.co.uk Posted in Energy Saving, Home Improvements, Insulation, Roofing | 1 Comment »

It’s a well-known fact that a properly maintained garage can add serious long-term value to your property. However, if fallen into disrepair, or poorly insulated, garages can also act as parasites, siphoning off your fuel energy and allowing the elements in.

First Things First

Before insulating any garage, it is important to know what that garage is going to be used for. Garages can double up as workshops, exercise spaces and games rooms, offices and studios. To know what type of insulation to use it is essential to know what it will be required to do.
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Property conveyancing and legal process – Part 2

June 28th, 2017 HIP-Consultant.co.uk Posted in Guest Articles, Land Registry, Property Conveyancing, Property Market | 4 Comments »

In part 2 of our property conveyancing guide we look at what is involved in the closing stages of the home buying and selling process. You may wish to read Part 1 of the Property Conveyancing Guide here.

Signing the contract

signing contractOnce your lawyer is satisfied that all of his enquiries have been dealt with; he has seen satisfactory search results and he is in possession of his copy of the formal offer of mortgage you will be invited to sign the contract and various other papers. This will either be in person or through the post. You should also receive a report, often called a “property report” at this stage which will set out any salient points arising from the searches and enquiries.

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