There are a number of situations which might occur during a person’s life which may render the name or names appearing on the registers of title to that person’s property inaccurate and in need of correction. It is not a legal requirement to make the correction however it will need to be dealt with when the property is sold (or inherited) and dealing with it straight away will help to avoid delays at that stage, as well as reducing the risk of any fraud whereby a person for example assumes an identity which no longer exists in order to borrow money against the property.
Updating Names on the Registers of Title
August 31st, 2010 HIP-Consultant.co.uk Posted in Property Conveyancing | No Comments »
When Building Regulations Approval Has Not Been Obtained
August 23rd, 2010 HIP-Consultant.co.uk Posted in Local Authority Searches, Property Conveyancing | 1 Comment »
Building regulations are designed to ensure that building works are done to set standards of safety and energy efficiency. The framework for the law is set out in the Building Act 1984. This statute allows regulations to be made as and when necessary to update the law and there have been several editions since the Act.
UK’s online property revolution moves on
August 11th, 2010 HIP-Consultant.co.uk Posted in Property Market, UK Property News | 3 Comments »
The Big Property List, a new Google-powered, free-to-use property portal, has been launched today, laying down the gauntlet to everyone in the business of buying, selling and renting property in the UK.
De Mystifying the Remortgage Process
August 9th, 2010 HIP-Consultant.co.uk Posted in Mortgages, Property Conveyancing | 1 Comment »
With banks gradually starting to lend again and while interest rates are still low; now could be considered a good time to be thinking about remortgaging, so as to secure a good rate of interest for a few more years.
UK Mortgage Lenders Take a Leap Forward
August 3rd, 2010 HIP-Consultant.co.uk Posted in Financial Products, Mortgages | 3 Comments »
The state of the property market was hot news a year ago but with the general election and World Cup fever, some of the recent developments seem to have been missed by the national press. This absence is quite surprising as there has been a boost of optimism and the buy to let market has undergone a significant change led by one of the largest lenders; The Mortgage Works (TMW).
What to do When Planning Permission has Not Been Obtained
August 2nd, 2010 HIP-Consultant.co.uk Posted in Home Improvements, Property Conveyancing | No Comments »
The Town and Country Planning Act 1990 sets out the rules relating to the development of land, that is to say any additions, alterations or changes of use. Such works will often require an application for planning permission to be made to the local authority.
Obtaining Conveyancing Searches
July 30th, 2010 HIP-Consultant.co.uk Posted in Local Authority Searches, Property Conveyancing | 2 Comments »
For the past few years obtaining the conveyancing searches has been the responsibility of the home information pack provider since the major ones, the local authority search and drainage & water search, were a compulsory part of it. Now that HIPs have been suspended the searches must be obtained by the purchaser (or his conveyancer).
Sticking with your current energy provider could be costing you
July 27th, 2010 HIP-Consultant.co.uk Posted in Energy Saving | 1 Comment »
When you moved into your current home, did you stay with the incumbent provider? If so, you could be £345 a year worse off on average according to recent research.
Energy Assessors Assess New Challenges
July 26th, 2010 HIP-Consultant.co.uk Posted in EPC, Energy Assessors | 48 Comments »
Domestic energy assessors (DEAs) as a collective have felt that they have suffered a number of blows within the market place since the introduction of the EPC requirement. Since the removal of the HIP legislation they have seemingly been dealt further challenges as the market place changes further. Is this about to change?
Time to Consider Buying Your Council Property?
July 22nd, 2010 HIP-Consultant.co.uk Posted in Mortgages, Top tips | 2 Comments »
The Right to Buy scheme, introduced under the Housing Act 1985, is a great way for council tenants to climb that all important first rung of the property ladder. It allows a qualifying tenant to purchase their council property at a significant discount.
A Guide to Mortgage Rescue Scheme
July 19th, 2010 HIP-Consultant.co.uk Posted in Financial Products, Mortgages, Property Market | 4 Comments »
The government’s mortgage rescue scheme, which is not to be confused with commercial schemes which may describe themselves as mortgage rescue but are really sell to rent schemes, is a state funded, not for profit scheme which aims to help home owners stay in their homes where they would otherwise be repossessed and evicted.
