Being at risk of having your property can be terrifying and can be very lonely. You are worried about what will happen if you lose your home and perhaps embarrassed about what people will think. The reality is you should not be embarrassed – tens of thousands of people are repossessed each year and as the recession bites harder they are on the increase.
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Tips on avoiding home repossession
January 4th, 2012 HIP-Consultant.co.uk Posted in Financial Products, Property Market 2 Comments »
How to Choose the Right Mortgage for You
November 4th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Mortgages No Comments »
Choosing the right mortgage is possibly the biggest financial obligation most people make in their lifetime, so it’s imperative that you do your research before making your decision.
With an abundance of selections of mortgage options and an endless array of financial institutions offering their own programs, you can be left feeling overwhelmed.
Guide to Equity Release Schemes
July 7th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Property Market No Comments »
Equity release schemes are a way for home owners to raise capital against the security of their homes without having to make any capital or interest repayments during their lifetime. Initially these schemes may seem too good to be true however as with any type of mortgage there are pros and cons.
Remortgaging my property – a quick guide
June 22nd, 2011 HIP-Consultant.co.uk Posted in Financial Products, Mortgages 2 Comments »
Remortgaging your property is a big decision, but make the right move and you’ll be glad you put the time and effort into it.
Why remortgage?
Well, if you’re coming to the end of your current mortgage deal, you’ll have to make a decision between finding a brand new mortgage and reverting to your lender’s SVR (Standard Variable Rate) deal.
Applying & Obtaining a Mortgage in 2011
April 26th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Mortgages 1 Comment »
The decision to take on a mortgage is a big one and should not be taken lightly. It is likely that you will be repaying it for most of your working life. It’s extremely important therefore to make sure that you get the mortgage that is right for you. You should be prepared to pay a little extra for some good quality independent financial advice.
Why doesn’t one size fits all home insurance work?
April 21st, 2011 HIP-Consultant.co.uk Posted in Financial Products, Insurance No Comments »
How much attention do you pay to the nitty gritty of your home insurance? Not much? Then now might be the perfect time to make a change. The fact is that one-size-fits-all home insurance doesn’t really work for anyone – we’ve all got different needs and different things that need covering.
Buying Home Content Insurance – Important Criteria
February 14th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Insurance 3 Comments »
Looking after a home is a huge responsibility and when you are considering making sure that you and your belongings are safe it is important to decide to take out home insurance cover. The trouble is there are so many different insurance policies out there, by so many different providers, that it is difficult to choose between them.
House sales – Property Options
September 16th, 2010 HIP-Consultant.co.uk Posted in Financial Products, Property Market 3 Comments »
Since the demise of Home Information Packs, the housing Market is somewhat flooded with an over supply of property. Houses are selling, but not as fast as most people would like, many properties being on the market for many months and even in some cases, years.
UK Mortgage Lenders Take a Leap Forward
August 3rd, 2010 HIP-Consultant.co.uk Posted in Financial Products, Mortgages 3 Comments »
The state of the property market was hot news a year ago but with the general election and World Cup fever, some of the recent developments seem to have been missed by the national press. This absence is quite surprising as there has been a boost of optimism and the buy to let market has undergone a significant change led by one of the largest lenders; The Mortgage Works (TMW).
A Guide to Mortgage Rescue Scheme
July 19th, 2010 HIP-Consultant.co.uk Posted in Financial Products, Mortgages, Property Market 4 Comments »
The government’s mortgage rescue scheme, which is not to be confused with commercial schemes which may describe themselves as mortgage rescue but are really sell to rent schemes, is a state funded, not for profit scheme which aims to help home owners stay in their homes where they would otherwise be repossessed and evicted.
How to Sell to Rent Back Schemes
June 28th, 2010 HIP-Consultant.co.uk Posted in Financial Products, Property Market 3 Comments »
The latest craze to affect the property market is “sell to rent back scheme”. You’ll see lots of adverts on national television (usually during the daytime) and it seems every week there is another leaflet through the door. These schemes have a bad reputation, but is that justified?
