Do you know what you’re covered for? 5 Things to check when buying home insurance

September 22nd, 2017 HIP-Consultant.co.uk Posted in Financial Products, Insurance, Top Tips No Comments »

With the costs of cancelling a policy set by most insurance companies, you need to get it right first time round and make sure you select the cover that is right for you. Luckily, these days we have comparison sites to brush us up on our insurance knowledge by asking all the relevant questions. In case you’re still lost in the world of home insurance, here are five things to look out for.
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What the Housing Crisis Means for Today’s Youth

September 16th, 2014 HIP-Consultant.co.uk Posted in Mortgages, Property Market No Comments »

For today’s youth, owning a property is becoming increasingly tougher. According to housing charity Shelter, almost two million 20-34-year-olds are choosing to live at home with their parents as they cannot afford to rent or buy their own place, despite being in employment.

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Soaring family debt is ticking time bomb for UK economy

August 14th, 2014 HIP-Consultant.co.uk Posted in Mortgages, Property Market No Comments »

Re property: “If interest rates were to hit 3%, historically an abnormally low level, it could trigger a prolonged and socially damaging recession with collapsing house prices, rising property repossessions…”

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Essentials when choosing your home insurance policy

February 3rd, 2014 HIP-Consultant.co.uk Posted in Financial Products, Insurance No Comments »

There are many options available to you when it comes to choosing your home insurance policy and, as a result, it isn’t as straightforward as you would hope. There are some key elements of your policy that you need to ensure you have to make sure you have covered all of the important property in your home.

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Financial help for low-income homeowners

December 2nd, 2013 HIP-Consultant.co.uk Posted in Financial Products, Home Maintenace No Comments »

In the current economic climate, everyone is feeling the pinch. Throw in the added cost of Christmas and our budgets are stretched to breaking point. Now more than ever, we are looking to save money.

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Getting a Mortgage for Your Home

September 9th, 2013 HIP-Consultant.co.uk Posted in Financial Products, Mortgages No Comments »

Thinking about getting a mortgage for your home can be a daunting experience, particularly if you’re a first-time buyer. Equally, these feelings of anxiety have only worsened as the economy has continued to struggle and many have become increasingly wary about their financial situations. But what is it that you should be looking out for in a mortgage and what’s the best way to go about getting the best mortgage deal available to you?

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How to Give Your Rental Property a Facelift

July 6th, 2013 HIP-Consultant.co.uk Posted in Insurance, Landlords No Comments »

Tenancies can start to seem fleeting through the eyes of a seasoned landlord, but it’s important to remember that your prospective tenants are looking for their next home, so they will apply the same critical eye as any buyer would. Read the rest of this entry »

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Mortgage Options For When In Negative Equity

March 1st, 2013 HIP-Consultant.co.uk Posted in Mortgages No Comments »

Negative equity can be the scariest phrase to any individual, especially when he or she has a huge outstanding mortgage. So, what exactly constitutes negative equity? Negative equity is the condition where an individual’s home has a lower value when compared to the outstanding mortgage that they have left to address. It goes without saying that negative equity only holds good for those with ownership over property.

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Initial Costs to Plan for when Buying a New Home?

February 25th, 2013 HIP-Consultant.co.uk Posted in Mortgages, Property Market No Comments »

If you’re about to make one of the biggest investments of your life – buying a home – it is crucial that you have looked into every possible cost that you could be presented with. You may feel as though you can comfortably afford your mortgage, but have you taken into account all of those additional costs, such as stamp duty, solicitor fees and on-going monthly payments of various insurances?

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Financial Costs Involved when Moving Home

January 23rd, 2013 HIP-Consultant.co.uk Posted in Mortgages, Property Market 1 Comment »

If you’re about to buy a new home it is essential that you have assessed every aspect of the sale and the costs that will be involved with it. Regardless of whether you’ve moved home many times or this is your first time, checking off what costs you are going to meet is vital in ensuring you aren’t left out of pocket before you’ve even moved into your new home.

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10 ways you can help your child buy their first property

January 23rd, 2013 HIP-Consultant.co.uk Posted in Mortgages, Press Releases, Property Market No Comments »

Recent research by the Institute for Public Policy Research shows that most young people are suffering self-esteem issues from their inability to enter the housing market, their decisions in life about work, love and family are all being affected.

The fact is the many first time buyers are over 35 years old and over half of university graduates (53%) cannot afford to buy their own home.

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