Property conveyancing and legal process – Part 1

June 22nd, 2017 HIP-Consultant.co.uk Posted in Guest Articles, Land Registry, Property Conveyancing, Property Market 5 Comments »

What is “conveyancing”? – Simply, it is the legal process of transferring ownership of land and property.

Instructing a lawyer

Once you have decided on a property, made an offer and had that offer accepted it’s time to instruct a lawyer. This can be either a solicitor or a licensed conveyancer. You should try not to pay over the odds for property conveyancing work. When obtaining a quote you should be given a fixed fee but ask for a list of any additional fees charged for different aspects of the transaction.

Instructing a lawyerSome firms might charge an extra fee for completing the SDLT1 form for example, even though this will not need to be done in every case. These additional fees can really push up the final bill. An average bill for professional fees only (i.e not including addtional search fees, land registry fees etc) would probably be around £300-£400 at the moment.

Read the rest of this entry »

AddThis Social Bookmark Button

Accountants call for clarity over scrapping of class 2 NICs

February 6th, 2017 HIP-Consultant.co.uk Posted in News, Press Releases No Comments »

Top 40 accountants Bishop Fleming are calling on the government to be open and honest about its plans to reform National Insurance Contributions (NICs) paid by the self-employed.
The firm fears that the promised £145 a year saving for the self-employed from the scrapping of Class 2 NICs in April 2018 will be cancelled out by a corresponding tax rise. Whilst some will be better off, many could face an effective tax rise of up to 2%

Read the rest of this entry »

AddThis Social Bookmark Button

Canyon Bikes,12 days of selling stuff they can not fulfill

December 15th, 2016 HIP-Consultant.co.uk Posted in Guest Articles, News 2 Comments »

Canyon Fail!! Back to old tricks or did it stop?

I bought Mavic pro carbon sl wheels and a cassette on Monday from Canyon’s 12 days of Christmas sale. I completed the transaction and checked out and entered card details. Great I thought, Merry Christmas to me. I am recovering from surgery to my back and not able to ride at present, so it was a great pick me up and something to look forward to.

The reduction in the sale price was good, RRP now of said wheels is about £1600 and I paid just over £800 for wheels and a cassette. This is a big purchase for me and not something I take lightly. Looking around on tinternet, they are fairly new model I wasn’t going to find anywhere else at this time at that price. I can hear my dad whispering as I type…. ‘Son, it it is too good to be true… it normally is…’  How apt. Was this a sale or PR? I can only wonder.

Read the rest of this entry »

AddThis Social Bookmark Button

Legal providers to publish prices online to help people moving house

December 15th, 2016 HIP-Consultant.co.uk Posted in Housing Policy, Press Releases No Comments »

MOVING house requires specialist advice- now the CMA is making it easier for you to find a suitable legal provider.

Relocating or buying for the first time are some of the most stressful times in life, so it’s essential that you have the right legal advice to rely on when you need it most.

The Competition and Markets Authority (CMA) has conducted a market study into legal services and found that home buyers and those moving house often don’t have the information they need at hand to make the right decision.

Read the rest of this entry »

AddThis Social Bookmark Button

U.K. letting agents save landlords nearly £2k every year

December 15th, 2016 HIP-Consultant.co.uk Posted in News, Press Releases, Property Market No Comments »

UK landlords surveyed who use a letting agent estimate that they save £1910 a year more than if they marketed directly to tenants, according to research by Endsleigh, one of the country’s leading specialist insurance providers for letting agents, landlords and young professionals.

Read the rest of this entry »

AddThis Social Bookmark Button

New Online Conveyancing Platform

April 24th, 2014 HIP-Consultant.co.uk Posted in Press Releases, Property Conveyancing No Comments »

There’s always a lot of nervousness around buying or selling a house. It often comes during the process known as conveyancing. First time buyers in particular are often left feeling inadequate or bamboozled by such an elaborate process.

Read the rest of this entry »

AddThis Social Bookmark Button

10 ways you can help your child buy their first property

January 23rd, 2013 HIP-Consultant.co.uk Posted in Mortgages, Press Releases, Property Market No Comments »

Recent research by the Institute for Public Policy Research shows that most young people are suffering self-esteem issues from their inability to enter the housing market, their decisions in life about work, love and family are all being affected.

The fact is the many first time buyers are over 35 years old and over half of university graduates (53%) cannot afford to buy their own home.

Read the rest of this entry »

AddThis Social Bookmark Button

Downsizing? How to live large in a small space

December 11th, 2012 HIP-Consultant.co.uk Posted in Guest Articles, Mortgages 1 Comment »

Looking around my in-laws’ family home, it was hard to know where to start. Decisions as to whether to keep, throw or consign to storage had to be made on every single treasured item collected over the past forty years.

With three empty bedrooms and an unruly garden on their hands, their decision to downsize made perfect sense. Yet the reality of squeezing the contents of an entire family home into a lovely (but far smaller) bungalow was starting to hit.

Read the rest of this entry »

AddThis Social Bookmark Button

Avoid the Downturn: Top Tips for Selling Your House

September 6th, 2012 HIP-Consultant.co.uk Posted in Estate Agents, Press Releases, Top Tips 1 Comment »

House sales have plummeted almost 40 per cent since the peak of the boom five years ago,1 while UK property prices dropped 0.6 per cent in July.2 But according to a leading South London estate agent, Wooster & Stock, there are small steps vendors can take to increase the chance of a quick, smooth and profitable sale.

Read the rest of this entry »

AddThis Social Bookmark Button

Buying a House in a School Catchment Area

August 28th, 2012 HIP-Consultant.co.uk Posted in Guest Articles, Home Improvements, Property Market No Comments »

We all want the best for our children and their choice of schooling continues to be one of the biggest decisions that parents face – to the extent that families are prepared to buy a new home just to get within a particular school catchment area. In some respects the options available have always been more or less the same, do you send your child to the nearest comprehensive school or to the rather more expensive option of a private school?

Read the rest of this entry »

AddThis Social Bookmark Button

Considering a Move to Kent?

August 23rd, 2012 HIP-Consultant.co.uk Posted in Guest Articles, Property Developers 2 Comments »

As Home Counties go, Kent is definitely one of the prettier ones and is often referred to as the Garden of England – with good reason. The coastline is absolutely stunning and it’s the ideal place to live if you and your family are fans of long walks in the countryside, cycling or horse riding. Wherever you live in the county, you’re never too far from a green field or some woodland where you can go tramping about at the weekend to get some fresh air and exercise.

Read the rest of this entry »

AddThis Social Bookmark Button