Property conveyancing and legal process – Part 2

June 28th, 2017 Posted in Guest Articles, Land Registry, Property Conveyancing, Property Market | 4 Comments »

In part 2 of our property conveyancing guide we look at what is involved in the closing stages of the home buying and selling process. You may wish to read Part 1 of the Property Conveyancing Guide here.

Signing the contract

signing contractOnce your lawyer is satisfied that all of his enquiries have been dealt with; he has seen satisfactory search results and he is in possession of his copy of the formal offer of mortgage you will be invited to sign the contract and various other papers. This will either be in person or through the post. You should also receive a report, often called a “property report” at this stage which will set out any salient points arising from the searches and enquiries.

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Property conveyancing and legal process – Part 1

June 22nd, 2017 Posted in Guest Articles, Land Registry, Property Conveyancing, Property Market | 5 Comments »

What is “conveyancing”? – Simply, it is the legal process of transferring ownership of land and property.

Instructing a lawyer

Once you have decided on a property, made an offer and had that offer accepted it’s time to instruct a lawyer. This can be either a solicitor or a licensed conveyancer. You should try not to pay over the odds for property conveyancing work. When obtaining a quote you should be given a fixed fee but ask for a list of any additional fees charged for different aspects of the transaction.

Instructing a lawyerSome firms might charge an extra fee for completing the SDLT1 form for example, even though this will not need to be done in every case. These additional fees can really push up the final bill. An average bill for professional fees only (i.e not including addtional search fees, land registry fees etc) would probably be around £300-£400 at the moment.

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Can Five Minutes Of Your Time Really Save You £100s A Year?

May 19th, 2017 Posted in Energy Saving, Top Tips | No Comments »

We are helped out in this day and age when it comes to wanting to switch energy suppliers, but most of us are still very cynical of the whole process. Did you know it can take as little as five minutes to switch, and you could save around £200 in the process over the whole year? Think what else you could spend that money on. Home interiors? Holiday money? Clothes? For just five minutes of your time, it’s silly not to save yourself some money.

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Energy efficiency: how to make your house more efficient

March 22nd, 2017 Posted in Energy Saving, Home Improvements | No Comments »

At the end of 2015 the Daily Mail asked a simple question: Has Britain created the most efficient home?The four-bedroom home described in the piece allegedly cost a total of £15 a year to power – including heating, lighting, cooking and water – thanks to a pump for pulling in heat, solar panelling, triple glazing and other insulation.

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Accountants call for clarity over scrapping of class 2 NICs

February 6th, 2017 Posted in News, Press Releases | No Comments »

Top 40 accountants Bishop Fleming are calling on the government to be open and honest about its plans to reform National Insurance Contributions (NICs) paid by the self-employed.
The firm fears that the promised £145 a year saving for the self-employed from the scrapping of Class 2 NICs in April 2018 will be cancelled out by a corresponding tax rise. Whilst some will be better off, many could face an effective tax rise of up to 2%

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M&G Real Estate installs largest shopping centre solar panel system in UK

January 26th, 2017 Posted in Energy Saving, News, Property Developers | No Comments »

M&G Real Estate, one of the UK’s largest property investors, has announced that it will install the UK’s largest shopping centre solar panel system on the roof of The Galleries shopping centre in Washington, Tyne and Wear.

The system will comprise 1,317 individual photovoltaic panels, covering an area of 41,000 sq ft – equivalent to a professional football pitch – on an otherwise unused part of the centre. New technology to save 165 tonnes of carbon dioxide annually

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Planning Applications for Home Improvements – What’s Hot and What’s Not

January 19th, 2017 Posted in Home Improvements, Housing Policy, Property Market | No Comments »

In the latest house price index, it was revealed that property in the UK had seen an annual price increase of 6.7%, with the average property now valued at £217,928. Naturally, with a rise in house prices will come an increase in home improvements. Recently, home services marketplace,, ran a survey which found that 1 in 3 renovate their property with the aim of increasing its value. As such, whether buying a new property or updating their current one, many homeowners will plan to renovate to take advantage of the increasing value. Consequently, many areas will see an increased rate of householder development planning applications being submitted to the government. Through these statistics, we can see the latest trends of home improvements in different regions across the UK.

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Canyon Bikes lose Christmas Cheer; profit rules

December 20th, 2016 Posted in News | No Comments »

So after detailing last week how Canyon Bikes sold me wheels they decided they no wanted to supply in various places across the internet. For eg my open Facebook post to Canyon (which they were asked to comment on) after they deleted my comments on their Facebook page which obviously didn’t fit in with the image they are trying to portray; lets be honest they are doing a good job on the marketing front and I know many are tempted. However, marketing and spin is one thing but backing those claims up are where from my experience they are lacking.

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The Year That Was: PCL prices hold but transactions plummet

December 19th, 2016 Posted in Buying Property, News, Selling Property | No Comments »

2016 proved a challenging year for the Prime Central London (PCL) property market. The past 12 months not only witnessed a marked slowdown in sales activity as Stamp Duty changes dramatically affected sentiment, but uncertainty has been a recurring theme, both before and following the UK’s Brexit vote.

With the headwinds it has been encountering, this year has seen the PCL market fragment with different dynamics driving the performance of property at the lower end and the luxury end. This has created a watershed at £1m, above which tax is having the most significant effect on investor decisions.

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Canyon Bikes,12 days of selling stuff they can not fulfill

December 15th, 2016 Posted in Guest Articles, News | 2 Comments »

Canyon Fail!! Back to old tricks or did it stop?

I bought Mavic pro carbon sl wheels and a cassette on Monday from Canyon’s 12 days of Christmas sale. I completed the transaction and checked out and entered card details. Great I thought, Merry Christmas to me. I am recovering from surgery to my back and not able to ride at present, so it was a great pick me up and something to look forward to.

The reduction in the sale price was good, RRP now of said wheels is about £1600 and I paid just over £800 for wheels and a cassette. This is a big purchase for me and not something I take lightly. Looking around on tinternet, they are fairly new model I wasn’t going to find anywhere else at this time at that price. I can hear my dad whispering as I type…. ‘Son, it it is too good to be true… it normally is…’  How apt. Was this a sale or PR? I can only wonder.

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Legal providers to publish prices online to help people moving house

December 15th, 2016 Posted in Housing Policy, Press Releases | No Comments »

MOVING house requires specialist advice- now the CMA is making it easier for you to find a suitable legal provider.

Relocating or buying for the first time are some of the most stressful times in life, so it’s essential that you have the right legal advice to rely on when you need it most.

The Competition and Markets Authority (CMA) has conducted a market study into legal services and found that home buyers and those moving house often don’t have the information they need at hand to make the right decision.

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