Winter Weather, Did Your Home Suffer Snow Damage

May 21st, 2012 HIP-Consultant.co.uk Posted in Home Improvements, Insurance | No Comments »

Snow is a particularly damaging form of winter weather, as it can cause untold damage to your home. Your home insurance policy should protect your buildings and contents against winter weather damage, so that you’re safe from the damage caused by snow.

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Where are the Burglary Hotspots in the UK?

May 18th, 2012 HIP-Consultant.co.uk Posted in Insurance, Landlords | No Comments »

Landlord insurance experts Just Landlords have recently released a new infographic which highlights the top 10 burglary hotspots in the UK and some interesting facts about burglaries.

It is clear from the infographic that the 2 places to avoid are London and Yorkshire which both have multiple locations that make it into the top 10, including Wood Green in London, Bramley in Leeds and Apperly Bridge in Bradford

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Who Does What in the Green Deal?

May 17th, 2012 HIP-Consultant.co.uk Posted in Energy Saving, Green Deal | 1 Comment »

The Green Deal is the Government’s grand plan to get us all more energy efficient, thus reducing our fuel bills and more importantly, carbon emissions. It involves taking a loan to pay for energy efficiency measures such as insulation or a new boiler which is then attached to the energy bill and repaid along with it. At first glance you may think it should be a pretty straightforward process involving you and the company installing the insulation or whatever, but you’d be wrong.

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Selling Your Home – Checklist for Property Sale

May 15th, 2012 HIP-Consultant.co.uk Posted in Property Market, Top Tips | No Comments »

Just because you have instructed a conveyancer to act for you in a purchase doesn’t mean that you are able to abdicate responsibility altogether. Of course your conveyancer will carry out the legal work however there are still some things you need to be aware of and take responsibility for, after all it is your sale and it is in your interests that it goes smoothly.
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Selling Your Property – What Land Registry Documents Do I Need

May 1st, 2012 HIP-Consultant.co.uk Posted in Land Registry, Property Conveyancing, Property Market | No Comments »

These days most properties are registered at Land Registry. In fact any property that has been sold or mortgaged since 1999 will have to be (unless a solicitor has made a mistake somewhere along the line). If you are selling a property that is registered at Land Registry then you don’t need to produce the title deeds, in fact these will not be sufficient. Instead you will need to produce Official Copies of various documents held by the Land Registry in respect of your property.

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Leasehold Property Classes – Good Leasehold

April 4th, 2012 HIP-Consultant.co.uk Posted in Land Registry, Legal, Property Conveyancing | No Comments »

When buying a property which is leasehold, it will be registered with one of two classes of title – absolute leasehold or good leasehold. Ideally you will want the property to have absolute title however in the event that it is good leasehold this needn’t be a deal breaker. You may be able to insure against the risks which it presents or you may be able to upgrade to absolute title.

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Reduction in Lawyers Able to Do Conveyancing Effects Consumers

March 19th, 2012 HIP-Consultant.co.uk Posted in Legal, Property Conveyancing | No Comments »

In a conveyancing transaction, a conveyancer will generally act for both the lender and the purchaser. This is permitted because the lender and buyer have a common interest, to proceed to completion as quickly as possible whilst ensuring the title to the property represents satisfactory security for the mortgage advance/purchase price.

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The best places in the UK to be a landlord

March 13th, 2012 HIP-Consultant.co.uk Posted in Insurance, Landlords, Property Market | 4 Comments »

The decision to become a landlord involves many factors – but how many landlords consider exactly where the best areas are in order to have the best chance of succeeding?

With renting becoming increasingly vogue, this is good news for landlords all over the country. You may want to take in certain geographical factors, however, into your decision-making.

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Beware Contracts Race when Buying Property

March 12th, 2012 HIP-Consultant.co.uk Posted in Legal, Property Conveyancing | 3 Comments »

The process of buying a house (or flat), or more specifically buying land, is unlike the process of buying any other item. When it comes to any other item, even a very expensive one, the process is extremely straightforward. Seller and buyer agree a price and once agreement is reached a contract is created, which is legally binding and can be enforced through the courts if necessary.

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Should you become a Green Landlord?

February 28th, 2012 HIP-Consultant.co.uk Posted in Energy Saving, Insurance, Landlords | 3 Comments »

The energy crisis is something that is likely to become more and more prominent over the coming years as the UK as a whole looks to reduce its energy consumption, lower carbon emissions and work towards having renewable energy in the future.

This is an issue that is pertinent to everyone, including landlords who will be coming across more and more tenants and letting agents who want to know how green and carbon friendly their properties are!

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To Buy or To Rent Property: What would you do ?

February 17th, 2012 HIP-Consultant.co.uk Posted in Property Market, Property Portals | 6 Comments »

In uncertain economic times, many people are considering their options more carefully when it comes to buying and renting property. Everybody wants their home to be a safe haven and there is a great deal of security on offer for those who are in a position to get a foot on the property ladder. However, there are also benefits to renting a property and sometimes buying comes with its own financial challenges.

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