The 7 Steps to Buying Your Next Home

June 27th, 2012 HIP-Consultant.co.uk Posted in Mortgages, Property Market | 7 Comments »

The 7 steps to home buying infographic, brought to you by Halifax, features useful home buying hints and tips.

The infographic works well with their new free app which makes finding a home easier.

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Are Deposit Protection Schemes Essential ?

June 21st, 2012 HIP-Consultant.co.uk Posted in Insurance, Landlords | Comments Off on Are Deposit Protection Schemes Essential ?

Housing charity, Shelter, have revealed that complaints from tenants about problems with rental deposits have soared by 86% in the past couple of years. Shelter have explained that one out of every 20 calls to their helpline in 2011 were concerning tenants’ deposits. This comes despite the introduction of compulsory tenancy protection schemes in April 2007.

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How will going Bankrupt affect my Home?

June 19th, 2012 HIP-Consultant.co.uk Posted in Financial Products, Legal, Property Conveyancing | 4 Comments »

Bankruptcy is a frightening process; especially when there is a risk you might lose your home. It is difficult to get good advice. Your creditors are naturally looking for the options which will allow them to recover the maximum debt and you are unlikely to have money to pay for independent professional advice.
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Dealing with Negative Equity – What to do?

June 11th, 2012 HIP-Consultant.co.uk Posted in Financial Products, Mortgages, Property Market | 2 Comments »

The spectre of negative equity first appeared on a significant scale during the housing market crash in 1990s when interest went up so high that no one could afford to pay or take out a mortgage. The problem is now back and is worse than ever.

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Are Estate Agents Fees Excessive ?

June 7th, 2012 HIP-Consultant.co.uk Posted in Estate Agents, Property Market | 4 Comments »

I will always be in favour of a free market economy and therefore I would never advocate only one approach to business. Competition and alternative methods are a healthy way of ensuring optimum performance and client focus. However, I do feel that the estate agency profession is ripe for review, reassessment and even stricter regulation.

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Searching for a Rental Property in London

May 30th, 2012 HIP-Consultant.co.uk Posted in Landlords, Property Market | 3 Comments »

The London rental market can be fast moving, a real blink and you’ll miss it market, and for those searching for a new home to rent in the capital preparation is crucial.I have only had to search for a rental property in London once, luckily I stayed in the property for three years once moved in, but I did not make the most of my options for searching and at that time was not well prepared!

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Downsizers Driving Sales of Reasonably Priced Homes in London

May 29th, 2012 HIP-Consultant.co.uk Posted in Press Releases, Property Market | Comments Off on Downsizers Driving Sales of Reasonably Priced Homes in London

Families have the opportunity to purchase large family homes close to central London at reasonable prices due to an increasing number of downsizers putting their properties on the market. According to Rightmove, downsizers are the driving force in today’s market, with trading down now the single biggest reason given for selling

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Winter Weather, Did Your Home Suffer Snow Damage

May 21st, 2012 HIP-Consultant.co.uk Posted in Home Improvements, Insurance | Comments Off on Winter Weather, Did Your Home Suffer Snow Damage

Snow is a particularly damaging form of winter weather, as it can cause untold damage to your home. Your home insurance policy should protect your buildings and contents against winter weather damage, so that you’re safe from the damage caused by snow.

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Where are the Burglary Hotspots in the UK?

May 18th, 2012 HIP-Consultant.co.uk Posted in Insurance, Landlords | Comments Off on Where are the Burglary Hotspots in the UK?

Landlord insurance experts Just Landlords have recently released a new infographic which highlights the top 10 burglary hotspots in the UK and some interesting facts about burglaries.

It is clear from the infographic that the 2 places to avoid are London and Yorkshire which both have multiple locations that make it into the top 10, including Wood Green in London, Bramley in Leeds and Apperly Bridge in Bradford

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Who Does What in the Green Deal?

May 17th, 2012 HIP-Consultant.co.uk Posted in Energy Saving, Green Deal | 1 Comment »

The Green Deal is the Government’s grand plan to get us all more energy efficient, thus reducing our fuel bills and more importantly, carbon emissions. It involves taking a loan to pay for energy efficiency measures such as insulation or a new boiler which is then attached to the energy bill and repaid along with it. At first glance you may think it should be a pretty straightforward process involving you and the company installing the insulation or whatever, but you’d be wrong.

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Selling Your Home – Checklist for Property Sale

May 15th, 2012 HIP-Consultant.co.uk Posted in Property Market, Top Tips | Comments Off on Selling Your Home – Checklist for Property Sale

Just because you have instructed a conveyancer to act for you in a purchase doesn’t mean that you are able to abdicate responsibility altogether. Of course your conveyancer will carry out the legal work however there are still some things you need to be aware of and take responsibility for, after all it is your sale and it is in your interests that it goes smoothly.
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