With banks gradually starting to lend again and while interest rates are still low; now could be considered a good time to be thinking about remortgaging, so as to secure a good rate of interest for a few more years.
De Mystifying the Remortgage Process
August 9th, 2010 HIP-Consultant.co.uk Posted in Mortgages, Property Conveyancing | 2 Comments »
UK Mortgage Lenders Take a Leap Forward
August 3rd, 2010 HIP-Consultant.co.uk Posted in Financial Products, Mortgages | Comments Off on UK Mortgage Lenders Take a Leap Forward
The state of the property market was hot news a year ago but with the general election and World Cup fever, some of the recent developments seem to have been missed by the national press. This absence is quite surprising as there has been a boost of optimism and the buy to let market has undergone a significant change led by one of the largest lenders; The Mortgage Works (TMW).
Obtaining Conveyancing Searches
July 30th, 2010 HIP-Consultant.co.uk Posted in Land Registry, Local Authority Searches, Property Conveyancing | 2 Comments »
For the past few years obtaining the conveyancing searches has been the responsibility of the home information pack provider since the major ones, the local authority search and drainage & water search, were a compulsory part of it. Now that HIPs have been suspended the searches must be obtained by the purchaser (or his conveyancer).
Sticking with your current energy provider could be costing you
July 27th, 2010 HIP-Consultant.co.uk Posted in Energy Saving | 3 Comments »
When you moved into your current home, did you stay with the incumbent provider? If so, you could be £345 a year worse off on average according to recent research.
Energy Assessors Assess New Challenges
July 26th, 2010 HIP-Consultant.co.uk Posted in Energy Assessors, EPC | 75 Comments »
Domestic energy assessors (DEAs) as a collective have felt that they have suffered a number of blows within the market place since the introduction of the EPC requirement. Since the removal of the HIP legislation they have seemingly been dealt further challenges as the market place changes further. Is this about to change?
Time to Consider Buying Your Council Property?
July 22nd, 2010 HIP-Consultant.co.uk Posted in Mortgages, Top Tips | Comments Off on Time to Consider Buying Your Council Property?
The Right to Buy scheme, introduced under the Housing Act 1985, is a great way for council tenants to climb that all important first rung of the property ladder. It allows a qualifying tenant to purchase their council property at a significant discount.
A Guide to Mortgage Rescue Scheme
July 19th, 2010 HIP-Consultant.co.uk Posted in Financial Products, Mortgages, Property Market | 4 Comments »
The government’s mortgage rescue scheme, which is not to be confused with commercial schemes which may describe themselves as mortgage rescue but are really sell to rent schemes, is a state funded, not for profit scheme which aims to help home owners stay in their homes where they would otherwise be repossessed and evicted.
Buying Rental Property To Let in 2010
July 15th, 2010 HIP-Consultant.co.uk Posted in Landlords, Property Market | 11 Comments »
Not so long ago it seemed just about everybody was jumping on the bandwagon, looking to make their fortune from property. Every time we turned on the television there was another program telling us what we should and shouldn’t do and how to get rich quick.
Guide to Home Repossession – Ins & Outs
July 12th, 2010 HIP-Consultant.co.uk Posted in Legal, Mortgages, Property Market | 7 Comments »
What a lender needs to do before it can repossess a property, what happens when a house gets repossessed and what to do if your home is at risk from repossession
So You Want to Evict a Tenant
July 8th, 2010 HIP-Consultant.co.uk Posted in Landlords, Property Conveyancing | Comments Off on So You Want to Evict a Tenant
Nobody wants to have to evict a tenant but unfortunately there is sometimes no option but to do so. When this happens the proper legal process must be followed to ensure the eviction is successful and the landlord is not guilty of an offence.
Five frequently asked conveyancing questions
July 5th, 2010 HIP-Consultant.co.uk Posted in Property Conveyancing, Top Tips | 1 Comment »
In the context of house moves, conveyancing is the legal and administrative work associated with changing ownership of a property from one party to another. In practice it’s an umbrella term that includes exchanging contracts, transferring finances for the property and a host of other related tasks.