Tips on avoiding home repossession

January 4th, 2012 HIP-Consultant.co.uk Posted in Financial Products, Property Market | 2 Comments »

Being at risk of having your property can be terrifying and can be very lonely. You are worried about what will happen if you lose your home and perhaps embarrassed about what people will think. The reality is you should not be embarrassed – tens of thousands of people are repossessed each year and as the recession bites harder they are on the increase.
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How will installing solar panels affect my home insurance?

December 20th, 2011 HIP-Consultant.co.uk Posted in Energy Saving, Home Improvements, Insurance | 7 Comments »

You might think that installing something as large and life-changing as a solar panel on your home means big repercussions on your insurance premium, whether for the better or worse.

Well, there’s a balance at work: on the one hand, environmentally aware homeowners like yourself are usually less likely to claim and insurers can’t really penalise people for doing something that’s so eco-friendly and positive. On the other hand, the solar panels are both valuable in themselves and add value to your home, which means your payout might have to be larger if you were to claim.

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Guide to City-Based Student Accommodation

December 16th, 2011 HIP-Consultant.co.uk Posted in Landlords, Property Market | 3 Comments »

Whether you’re an existing student or you’re looking forward to starting university next year, there’s always a lot to think about – modules to choose, loans to arrange, books to buy and people to meet! But you shouldn’t overlook your choice of city centre flats, or leave it until the last minute – places start filling up incredibly quickly, and if you don’t want to be left with a lack of options it’s always a good idea to plan ahead.

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Living With Parents Hits ‘Kiddults’ Where It Hurts

December 14th, 2011 HIP-Consultant.co.uk Posted in Property Developers, Property Market | 1 Comment »

High house prices hit personal lives of Britain’s stay-at-home grown ups, reveals survey. Living with mum and dad is ruining the sex lives of Britain’s stay-at-home ‘kidults’ according to a survey commissioned by North West property development company, FreshStart Living.

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A Professional’s Guide to City Living

December 14th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Property Market | 3 Comments »

If you’re a professional in a major city, the place you live has a major impact on your lifestyle. From access to transport facilities, amenities such as gyms and shops and even your job, most people want everything to be close by so they spend less time travelling and more time enjoying their lives. For this reason, city centre flats are the ideal solution for young professionals who want to have everything on their doorstep – not only because travel costs are lower, but because they feel more involved with the city they live in.

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Mates Mortgages – the First Time Buyer Solution?

December 12th, 2011 HIP-Consultant.co.uk Posted in Mortgages, Property Market | 1 Comment »

These are tough times for first time buyers trying to get a foot on the first rung of the property ladder. The high loan to value mortgages of the noughties are consigned to banking history and these days, a deposit of 15% – 20% will need to be raised, along with legal costs, survey costs and all of the other expenses associated with moving in to a new home. In reality this means that first time buyers are needing to raise at least £15,000 to £20,000, often much more to have a hope of buying their first home.

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10 Top Tips When Selling Property

November 29th, 2011 HIP-Consultant.co.uk Posted in Estate Agents, Property Market | 6 Comments »

The relationship between a vendor and their selling agent is often paramount to the success of a property sale; however there are many intricacies that are simply overlooked or forgotten, often to the detriment of the sale.

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Development issues a Village Green presents

November 21st, 2011 HIP-Consultant.co.uk Posted in Legal, Property Developers | 2 Comments »

A “Village Green” is an area of open land on which “a significant number of the inhabitants of any locality… have indulged as a right in lawful sports and pastimes on the land for a period of at least 20 years”. In order to protect a right to continue using an area of land for those purposes it must be registered under the Commons Act 2006. Once registered, the land must remain open and cannot be developed.

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Tips to Protect your Property Investment

November 11th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Market | 5 Comments »

Whether you’re becoming a landlord for the first time or just looking to maximise the income from existing properties, there are a number of things you can do to protect your investment.

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Dealing With Property When The Owner Dies

November 9th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Property Conveyancing, Property Market | 1 Comment »

When the owner of a property dies all of his assets, including any land he owns pass either in accordance with his will or if he has not left a valid will, to his next of kin in accordance with the rules of intestacy.

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How to Choose the Right Mortgage for You

November 4th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Mortgages | 1 Comment »

Choosing the right mortgage is possibly the biggest financial obligation most people make in their lifetime, so it’s imperative that you do your research before making your decision.

With an abundance of selections of mortgage options and an endless array of financial institutions offering their own programs, you can be left feeling overwhelmed.

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