Development issues a Village Green presents

November 21st, 2011 HIP-Consultant.co.uk Posted in Legal, Property Developers | 2 Comments »

A “Village Green” is an area of open land on which “a significant number of the inhabitants of any locality… have indulged as a right in lawful sports and pastimes on the land for a period of at least 20 years”. In order to protect a right to continue using an area of land for those purposes it must be registered under the Commons Act 2006. Once registered, the land must remain open and cannot be developed.

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Tips to Protect your Property Investment

November 11th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Market | 5 Comments »

Whether you’re becoming a landlord for the first time or just looking to maximise the income from existing properties, there are a number of things you can do to protect your investment.

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Dealing With Property When The Owner Dies

November 9th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Property Conveyancing, Property Market | 1 Comment »

When the owner of a property dies all of his assets, including any land he owns pass either in accordance with his will or if he has not left a valid will, to his next of kin in accordance with the rules of intestacy.

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How to Choose the Right Mortgage for You

November 4th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Mortgages | 1 Comment »

Choosing the right mortgage is possibly the biggest financial obligation most people make in their lifetime, so it’s imperative that you do your research before making your decision.

With an abundance of selections of mortgage options and an endless array of financial institutions offering their own programs, you can be left feeling overwhelmed.

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Exchanging Contracts in Property Conveyancing Process

November 1st, 2011 HIP-Consultant.co.uk Posted in Land Registry, Property Conveyancing, Property Market | No Comments »

A contract for the sale of goods does not have to be in writing. It can be verbal or it can even be implied by the actions of the parties. For example when you go into a shop you might not speak to the assistant but by you handing over money and him/her handing over the goods the law assumes that a contract was intended and the terms of that contract are implied by certain statutory rules.

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Your guide to landlord insurance

October 27th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords | No Comments »

Landlord insurance is an extremely important thing for people in the property rental industry to have in place. Sometimes referred to as “buy-to-let insurance” for this exact reason, this form of cover is taken out as a means to protect a landlord’s property.

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Process of Getting a Conveyancing Quote

October 24th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Legal, Property Conveyancing | 2 Comments »

If you are buying or selling a property then, unless you are planning to do your own conveyancing, you’ll need to instruct a conveyancer (i.e. a solicitor or licensed conveyancer) to represent you. So with thousands of law firms out there to choose from, how do you go about getting a conveyancing quote? First you need to decide what you’re looking for. Do you want a local firm, whose offices you can visit, or would you rather do everything by phone, post and email?

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Stimulating the Housing Market

October 20th, 2011 HIP-Consultant.co.uk Posted in Mortgages, Property Market | 3 Comments »

I was reading about Nick Clegg’s proposal at the Liberal Democrat conference to impose an additional tax on empty homes the other day with the aim of stimulating the housing market and it got me thinking about a couple things. Firstly, why oh why did I think voting Liberal was a good idea and secondly, what could be done to stimulate the housing market?

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Acquiring the Freehold of a Leasehold House

October 13th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Landlords, Legal | No Comments »

Most houses in England and Wales are freehold. This means that the owner has a right to remain on the land and in the house in perpetuity (forever) or until he sells or transfers it, at which point the new owner takes over the right. Although technically the land (and therefore the house) actually belongs to the Crown, for all practical purposes it is owned by the home owner. There are some houses however that rather than being freehold are let on long leases. These are known as leasehold houses.

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High Street Solicitor or Specialist Conveyancer?

October 5th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Property Conveyancing | 2 Comments »

When you are looking for a lawyer to carry out your conveyancing you basically have two options. You can either choose a traditional high street solicitor’s firm or a specialist conveyancing company. There are advantages and disadvantages to both and which you choose should depend on a number of factors such as cost, your personal circumstances and perhaps how quickly you need the transaction to proceed.

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What You Need to Know About Conveyancing Contracts

September 27th, 2011 HIP-Consultant.co.uk Posted in Land Registry, Legal, Property Conveyancing | 2 Comments »

The conveyancing contract (sometimes referred to as the agreement) is a document which contains all of the terms and conditions to which a conveyancing transaction is subject. Once contracts are exchanged those terms become legally binding on all parties.

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