The properties in which we live are generally our biggest purchases in life, they are the places we spend much of our time, the places we fill with valuable possessions and one of the things we would least like to live without. Taking these simple facts in to account, the questions we must ask are, do our homes need protecting? If so, what type of protection do they need?
Property insurance – essential or an unnecessary expense
February 6th, 2012 HIP-Consultant.co.uk Posted in Insurance, Property Market 4 Comments »
How will installing solar panels affect my home insurance?
December 20th, 2011 HIP-Consultant.co.uk Posted in Energy Saving, Home Improvements, Insurance 7 Comments »
You might think that installing something as large and life-changing as a solar panel on your home means big repercussions on your insurance premium, whether for the better or worse.
Well, there’s a balance at work: on the one hand, environmentally aware homeowners like yourself are usually less likely to claim and insurers can’t really penalise people for doing something that’s so eco-friendly and positive. On the other hand, the solar panels are both valuable in themselves and add value to your home, which means your payout might have to be larger if you were to claim.
Tips to Protect your Property Investment
November 11th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Market 5 Comments »
Whether you’re becoming a landlord for the first time or just looking to maximise the income from existing properties, there are a number of things you can do to protect your investment.
Your guide to landlord insurance
October 27th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords Comments Off on Your guide to landlord insurance
Landlord insurance is an extremely important thing for people in the property rental industry to have in place. Sometimes referred to as “buy-to-let insurance” for this exact reason, this form of cover is taken out as a means to protect a landlord’s property.
Landlords Seek Greater Power Regarding Eviction
August 17th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords, Property Market Comments Off on Landlords Seek Greater Power Regarding Eviction
There has been a lot of hubbub in the news lately surrounding the argument about whether social landlords are going to be given the power to evict troublesome tenants that caused mayhem during the riots last week. Ministers have revealed that they would back the decision for councils to evict tenants that were involved in causing wanton destruction on our streets. The general consensus of the public also seems to be that social landlords should be given powers to boot out unwanted, violent tenants.
Five Fittings That Will Add Value to Your Property
July 25th, 2011 HIP-Consultant.co.uk Posted in Home Improvements, Insurance Comments Off on Five Fittings That Will Add Value to Your Property
Whether you’re selling up or staying put, it is important to be aware of factors that will increase and decrease the value of your property. The renovation process involves careful financial planning to ensure that the return on investment will push up your property’s price, while avoiding the risk of half finished projects and poor workmanship.
Checking if a Property is at Risk from Flooding
July 20th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Conveyancing 3 Comments »
Flooding is now a major problem for many parts of the UK, and as our climate changes, the problem is growing. As well as putting lives in danger, a flood can destroy homes and property in no time at all. If a property is found to be in an area at risk from flooding this can have a seriously negative effect on its value and increase insurance premiums.
Property Ladders can be tricky to scale
July 15th, 2011 HIP-Consultant.co.uk Posted in Insurance, Landlords, Property Market 2 Comments »
With the recession still in full swing many people are struggling to get onto the property ladder. People across the UK have found that they simply cannot afford to invest in the property market at the moment, yet, of course, they still need somewhere to live. So what is the answer? Simple, more and more people are choosing to rent properties instead of buying.
How to finance your dream home abroad
April 28th, 2011 HIP-Consultant.co.uk Posted in Insurance, Property Market 3 Comments »
If you have decided to purchase an overseas property in France, Spain or elsewhere abroad, there are likely to be a number of finance options available to you. Shop around and speak to an independent financial expert who can help you find the best product to suit your needs. There are some mortgages that allow you to switch currencies during the term, depending on which is most favourable at the time.
Why doesn’t one size fits all home insurance work?
April 21st, 2011 HIP-Consultant.co.uk Posted in Financial Products, Insurance 1 Comment »
How much attention do you pay to the nitty gritty of your home insurance? Not much? Then now might be the perfect time to make a change. The fact is that one-size-fits-all home insurance doesn’t really work for anyone – we’ve all got different needs and different things that need covering.
Buying Home Content Insurance – Important Criteria
February 14th, 2011 HIP-Consultant.co.uk Posted in Financial Products, Insurance 4 Comments »
Looking after a home is a huge responsibility and when you are considering making sure that you and your belongings are safe it is important to decide to take out home insurance cover. The trouble is there are so many different insurance policies out there, by so many different providers, that it is difficult to choose between them.