which is where home contents insurance comes in<\/a>. Once again, this type of cover comes in many different shapes and sizes. For example, not all basic contents policies will cover certain expensive items, such as top-of-the-range technology or personal items such as jewellery.<\/p>\nThen there are other aspects of the insurance to think about. Are your garden, shed, garage and outbuildings covered? What about accidental damage. Some comprehensive policies even cover legal expenses \u2013 something you never know when you\u2019ll need.<\/p>\n
Considering all of the above, it\u2019s pretty clear why one-size-fits-all home insurance is not suitable for everyone. It\u2019s certainly not the best way to get good value out of your policy \u2013 for example, there\u2019s no point getting extra cover for technology and entertainment if your home doesn\u2019t contain these types of items.<\/p>\n
The best way forward is often to take stock of what you\u2019ve got and come up with a reasonably accurate valuation for your possessions. Accidental damage cover will be an entirely person choice \u2013 it depends on how much you want to risk the unexpected happening and breaking your stuff.<\/p>\n
Just as all situations are different in terms of what you want to cover, so the type of house insurance will depend on the individual. Ultimately, it comes down to your attitude to risk and your valuation skills \u2013 but with tens or even hundreds of pounds resting on getting a good value policy, it makes sense to give it some serious thought before signing on the dotted line for your annual renewal.<\/p>\n","protected":false},"excerpt":{"rendered":"
How much attention do you pay to the nitty gritty of your home insurance? Not much? Then now might be the perfect time to make a change. The fact is that one-size-fits-all home insurance doesn\u2019t really work for anyone \u2013 we\u2019ve all got different needs and different things that need covering.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29,545],"tags":[587],"class_list":["post-3573","post","type-post","status-publish","format-standard","hentry","category-financial-products","category-insurance","tag-choosing-home-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/posts\/3573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=3573"}],"version-history":[{"count":10,"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/posts\/3573\/revisions"}],"predecessor-version":[{"id":6033,"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/posts\/3573\/revisions\/6033"}],"wp:attachment":[{"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=3573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=3573"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.hip-consultant.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=3573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}