http://www.hip-consultant.co.uk/blog/innovative-95-mortgage-from-lloyds-tsb-123/ Fri, 30 Jul 2010 10:34:45 +0000 http://wordpress.org/?v=2.9.1 hourly 1 http://www.hip-consultant.co.uk/blog/innovative-95-mortgage-from-lloyds-tsb-123/comment-page-1/#comment-14243 M Edwards Sun, 14 Mar 2010 22:20:27 +0000 http://www.hip-consultant.co.uk/blog/?p=459#comment-14243 It could be a good deal for some, but when prices could drop it doesn't look too good for the guarantor getting their money back. It could be a good deal for some, but when prices could drop it doesn’t look too good for the guarantor getting their money back.

]]> http://www.hip-consultant.co.uk/blog/innovative-95-mortgage-from-lloyds-tsb-123/comment-page-1/#comment-13196 JT Sun, 28 Feb 2010 21:02:16 +0000 http://www.hip-consultant.co.uk/blog/?p=459#comment-13196 This mortgage enabled me to get back in the market. Whether it was the right time or not, we will see. This mortgage enabled me to get back in the market. Whether it was the right time or not, we will see.

]]> http://www.hip-consultant.co.uk/blog/innovative-95-mortgage-from-lloyds-tsb-123/comment-page-1/#comment-5988 jeff donnely Fri, 31 Jul 2009 20:52:13 +0000 http://www.hip-consultant.co.uk/blog/?p=459#comment-5988 Some more tips would be great as real estate loans do change often. Plus more experiences are appreciated. Some more tips would be great as real estate loans do change often. Plus more experiences are appreciated.

]]> http://www.hip-consultant.co.uk/blog/innovative-95-mortgage-from-lloyds-tsb-123/comment-page-1/#comment-4804 miranda piercy Thu, 28 May 2009 17:36:18 +0000 http://www.hip-consultant.co.uk/blog/?p=459#comment-4804 People would have to be stupid to fall for this. Clearly the bank expects property to go down a lot more as it is asking for such a large amount of savings to be deposited in the savings account. (But we all know property is going to fall a lot more anyway because queasing is not working to stimulate the economy just like it didn't years ago in Japan. We are already back to job losses (Vauxhall, Hewlett Packard) and all spring green shoots gone. The building societies have said house prices will fall 10% this year. This deposit at Lloyds will be taken by the bank if the borrower gets into financial trouble. Right now the bank gets some money in to save its own skin when it is so short of funds. FTBs should have the courage to hold out until prices have fallen to fair levels compared to salaries then you can stand on your own two feet and buy at a comfortable price. There will always be someone who can take a lower price on a house - don't forget many people in the UK own their homes outright with no mortgage. Don't get suckered into helping the banks and the government. People would have to be stupid to fall for this. Clearly the bank expects property to go down a lot more as it is asking for such a large amount of savings to be deposited in the savings account. (But we all know property is going to fall a lot more anyway because queasing is not working to stimulate the economy just like it didn’t years ago in Japan. We are already back to job losses (Vauxhall, Hewlett Packard) and all spring green shoots gone. The building societies have said house prices will fall 10% this year. This deposit at Lloyds will be taken by the bank if the borrower gets into financial trouble. Right now the bank gets some money in to save its own skin when it is so short of funds. FTBs should have the courage to hold out until prices have fallen to fair levels compared to salaries then you can stand on your own two feet and buy at a comfortable price. There will always be someone who can take a lower price on a house – don’t forget many people in the UK own their homes outright with no mortgage. Don’t get suckered into helping the banks and the government.

]]>