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	<title>Helping Innovate Property (HIP) - Blog, Housing Market News and Articles &#187; Financial Products</title>
	<atom:link href="http://www.hip-consultant.co.uk/blog/category/financial-products/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.hip-consultant.co.uk/blog</link>
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		<title>A Guide to Mortgage Rescue Scheme</title>
		<link>http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 07:46:02 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[Government Insolvency Scheme]]></category>
		<category><![CDATA[Government Mortgage to Rent]]></category>
		<category><![CDATA[Mortgage Rescue Scheme]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[Shared Equity]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=2864</guid>
		<description><![CDATA[The government&#8217;s mortgage rescue scheme, which is not to be confused with commercial schemes which may describe themselves as mortgage rescue but are really sell to rent schemes, is a state funded, not for profit scheme which aims to help home owners stay in their homes where they would otherwise be repossessed and evicted.
It can [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/negative-equity-dealing-with-the-wolf-at-the-door/' rel='bookmark' title='Permanent Link: Negative equity – dealing with the wolf at the door'>Negative equity – dealing with the wolf at the door</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/guide-to-home-repossession-ins-outs-123/' rel='bookmark' title='Permanent Link: Guide to Home Repossession &#8211; Ins &#038; Outs'>Guide to Home Repossession &#8211; Ins &#038; Outs</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/is-now-the-time-to-repay-your-mortgage-early-123/' rel='bookmark' title='Permanent Link: Is now the time to repay your mortgage early?'>Is now the time to repay your mortgage early?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How to Sell to Rent Back Schemes</title>
		<link>http://www.hip-consultant.co.uk/blog/how-to-sell-to-rent-back-schemes-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/how-to-sell-to-rent-back-schemes-123/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 07:42:50 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[Buy Back home]]></category>
		<category><![CDATA[Rent Back Schemes]]></category>
		<category><![CDATA[risk of selling home]]></category>
		<category><![CDATA[Sell house and Rent Back]]></category>
		<category><![CDATA[selling home]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=2588</guid>
		<description><![CDATA[The latest craze to affect the property market is “sell to rent back scheme”. You&#8217;ll see lots of adverts on national television (usually during the daytime) and it seems every week there is another leaflet through the door. These schemes have a bad reputation, but is that justified?
In this article we&#8217;ll look at the pros [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/' rel='bookmark' title='Permanent Link: A Guide to Mortgage Rescue Scheme'>A Guide to Mortgage Rescue Scheme</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/landlords-rent-guarantee-insurance-123/' rel='bookmark' title='Permanent Link: Rent Guarantee Insurance for landlords'>Rent Guarantee Insurance for landlords</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/new-properties-to-the-housing-market-are-more-likely-to-sell-123/' rel='bookmark' title='Permanent Link: New properties to the housing market are more likely to sell'>New properties to the housing market are more likely to sell</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/how-to-sell-to-rent-back-schemes-123/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Government Tax Levy on Banking Bonuses will impact UK Housing &amp; Mortgage Market</title>
		<link>http://www.hip-consultant.co.uk/blog/government-tax-levy-on-banking-bonuses-will-impact-uk-housing-mortgage-market-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/government-tax-levy-on-banking-bonuses-will-impact-uk-housing-mortgage-market-123/#comments</comments>
		<pubDate>Mon, 25 Jan 2010 08:56:55 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Guest Articles]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[bank bonus tax]]></category>
		<category><![CDATA[banking bonuses]]></category>
		<category><![CDATA[mortgage market]]></category>
		<category><![CDATA[property market]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=1969</guid>
		<description><![CDATA[After the government bail out of the UK banking system in 2009, there is a now 50% tax levy on all future bonuses. Traditionally we enter “bonus season” in Q2, we expect to see buyers to start investing from this point and despite the new tax constraint the majority of banks have announced their intent [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/latest-housing-market-trends-show-no-signs-of-recovery-123/' rel='bookmark' title='Permanent Link: Latest housing market trends show no signs of recovery'>Latest housing market trends show no signs of recovery</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/problems-getting-a-mortgage/' rel='bookmark' title='Permanent Link: Problems getting a mortgage'>Problems getting a mortgage</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/new-properties-to-the-housing-market-are-more-likely-to-sell-123/' rel='bookmark' title='Permanent Link: New properties to the housing market are more likely to sell'>New properties to the housing market are more likely to sell</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/government-tax-levy-on-banking-bonuses-will-impact-uk-housing-mortgage-market-123/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Rent Guarantee Insurance for landlords</title>
		<link>http://www.hip-consultant.co.uk/blog/landlords-rent-guarantee-insurance-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/landlords-rent-guarantee-insurance-123/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 08:58:50 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Landlords]]></category>
		<category><![CDATA[Rent Guarantee Insurance]]></category>
		<category><![CDATA[rental insurance]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=1539</guid>
		<description><![CDATA[Since the economy entered into recession what seems like an age ago, the knock on effect to private landlords has been felt across the whole country.
According to telegraph.co.uk the number of Buy-to-Let repossessions doubled over the last year as tenants experienced difficulties in keeping up with the monthly rental payments.
In the current economic climate there [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/landlords-the-time-is-approaching/' rel='bookmark' title='Permanent Link: Landlords the time is approaching'>Landlords the time is approaching</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/how-to-be-a-successful-landlord-ten-top-tips-123/' rel='bookmark' title='Permanent Link: How to be a Successful Landlord &#8211; Ten Top Tips'>How to be a Successful Landlord &#8211; Ten Top Tips</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/landlords-will-need-epcs-to-market-property/' rel='bookmark' title='Permanent Link: Landlords will need EPCs to market property'>Landlords will need EPCs to market property</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/landlords-rent-guarantee-insurance-123/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Nationwide reduces price of fixed and tracker rate mortgages</title>
		<link>http://www.hip-consultant.co.uk/blog/nationwide-reduces-fixed-and-tracker-rate-mortgages-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/nationwide-reduces-fixed-and-tracker-rate-mortgages-123/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 09:48:42 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[fixed rate mortgage deal]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[nationwide mortgage deals]]></category>
		<category><![CDATA[tracker mortgages]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=850</guid>
		<description><![CDATA[Nationwide Building Society has announced that it is cutting the price of many of its fixed and tracker rate mortgages by up to 0.50%. This comes as welcome news as the banks and building societies have held what some have described as inflated rates.
With effect from 4 August 2009, will include the following:

For those buying [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/brokers-advise-on-a-low-fixed-rate-mortgage-deal-123/' rel='bookmark' title='Permanent Link: Brokers advise on a low fixed rate mortgage deal'>Brokers advise on a low fixed rate mortgage deal</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/tracker-mortgages-the-way-to-go-123/' rel='bookmark' title='Permanent Link: Tracker mortgages – the way to go?'>Tracker mortgages – the way to go?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/nationwide-offers-a-life-line-to-those-in-negative-equity-123/' rel='bookmark' title='Permanent Link: Nationwide offers a life line to those in negative equity'>Nationwide offers a life line to those in negative equity</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/nationwide-reduces-fixed-and-tracker-rate-mortgages-123/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Nationwide offers a life line to those in negative equity</title>
		<link>http://www.hip-consultant.co.uk/blog/nationwide-offers-a-life-line-to-those-in-negative-equity-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/nationwide-offers-a-life-line-to-those-in-negative-equity-123/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 10:31:40 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[125% mortgage]]></category>
		<category><![CDATA[mortgage negative equity]]></category>
		<category><![CDATA[nationwide mortgages]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=707</guid>
		<description><![CDATA[Nationwide building society have announced a 125% LTV mortgage in a shock move considering the current financial situation. However, the pre-requisites of the mortgage deal are quite limiting to the large majority of people searching for a mortgage and the building society have been keen to down play the &#8216;new&#8217; mortgage product.
The mortgage is designed [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/negative-equity-dealing-with-the-wolf-at-the-door/' rel='bookmark' title='Permanent Link: Negative equity – dealing with the wolf at the door'>Negative equity – dealing with the wolf at the door</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/nationwide-reduces-fixed-and-tracker-rate-mortgages-123/' rel='bookmark' title='Permanent Link: Nationwide reduces price of fixed and tracker rate mortgages'>Nationwide reduces price of fixed and tracker rate mortgages</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/nationwide-mortgages-property-prices-rise-again-123/' rel='bookmark' title='Permanent Link: Nationwide &#8211; house prices rise again'>Nationwide &#8211; house prices rise again</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/nationwide-offers-a-life-line-to-those-in-negative-equity-123/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Benefits of Home Information Packs (HIP)</title>
		<link>http://www.hip-consultant.co.uk/blog/benefits-of-home-information-packs-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/benefits-of-home-information-packs-123/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 08:15:25 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Energy Saving]]></category>
		<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[HIP News]]></category>
		<category><![CDATA[Home Information Packs]]></category>
		<category><![CDATA[Property Conveyancing]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[benefits of HIPs]]></category>
		<category><![CDATA[HIP]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=429</guid>
		<description><![CDATA[Recently it was reported that industry professionals are recognising the benefits of Home Information Packs (HIP). This is against the general negative slant the main stream media seem to want to promote.
HIP-Consultant.co.uk have been providing Home Information Packs for over 18 months and have witnessed numerous situations where Home Information Packs have benefitted the home [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/10-myths-of-home-information-packs-hip/' rel='bookmark' title='Permanent Link: 10 Myths of Home Information Packs (HIP)'>10 Myths of Home Information Packs (HIP)</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/home-information-packs-receive-approval-from-industry-professionals/' rel='bookmark' title='Permanent Link: Home Information Packs receive approval from industry professionals'>Home Information Packs receive approval from industry professionals</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/home-information-packs-benefiting-consumers/' rel='bookmark' title='Permanent Link: Home Information Packs &#8211; benefiting consumers'>Home Information Packs &#8211; benefiting consumers</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/benefits-of-home-information-packs-123/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>Northern Rock Announces 90% Mortgage</title>
		<link>http://www.hip-consultant.co.uk/blog/northern-rock-announces-90-mortgage-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/northern-rock-announces-90-mortgage-123/#comments</comments>
		<pubDate>Mon, 16 Mar 2009 09:46:39 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[UK Property News]]></category>
		<category><![CDATA[90% mortgage]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[selling a house]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=290</guid>
		<description><![CDATA[With a move clearly designed to inject some life into the housing market, state owned bank Northern Rock has announced that it will resume lending 90% mortgages.
Currently the chances of getting a mortgage of more the 75% are very slim and this move could be seen as a government approved display of intent. Quite how [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/cheaper-mortgage-rates/' rel='bookmark' title='Permanent Link: Cheaper Mortgage Rates?'>Cheaper Mortgage Rates?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/latest-housing-market-trends-show-no-signs-of-recovery-123/' rel='bookmark' title='Permanent Link: Latest housing market trends show no signs of recovery'>Latest housing market trends show no signs of recovery</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/the-mortgage-myth-you-can-get-one-123/' rel='bookmark' title='Permanent Link: The Mortgage Myth – You can secure one'>The Mortgage Myth – You can secure one</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/northern-rock-announces-90-mortgage-123/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Are we forgetting savers as interest rates drop?</title>
		<link>http://www.hip-consultant.co.uk/blog/are-we-forgetting-savers-as-interest-rates-drop-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/are-we-forgetting-savers-as-interest-rates-drop-123/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 08:36:19 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Financial Services Compensation Scheme]]></category>
		<category><![CDATA[fscs protection]]></category>
		<category><![CDATA[interest rates for savers]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[saving accounts]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=140</guid>
		<description><![CDATA[Mortgage rates are at the lowest rates for years which many home owners are benefiting from, however are we forgetting about the large number of savers?
Amidst the slashing of interest rates from 5% since October last year to 1% which has largely been reported on in regard to home buyers, many savers are seeing their [...]


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<li><a href='http://www.hip-consultant.co.uk/blog/cheaper-mortgage-rates/' rel='bookmark' title='Permanent Link: Cheaper Mortgage Rates?'>Cheaper Mortgage Rates?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/brokers-advise-on-a-low-fixed-rate-mortgage-deal-123/' rel='bookmark' title='Permanent Link: Brokers advise on a low fixed rate mortgage deal'>Brokers advise on a low fixed rate mortgage deal</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/are-we-forgetting-savers-as-interest-rates-drop-123/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Myths of Credit rating information – did you realise?</title>
		<link>http://www.hip-consultant.co.uk/blog/10-myths-of-credit-did-you-realise-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/10-myths-of-credit-did-you-realise-123/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 12:57:19 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Top tips]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Experian report]]></category>
		<category><![CDATA[improve credit rating]]></category>
		<category><![CDATA[improve your credit rating]]></category>
		<category><![CDATA[poor credit rating]]></category>
		<category><![CDATA[repair credit]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=112</guid>
		<description><![CDATA[As the financial climate tightens knowledge becomes power when it comes to securing the credit deals you want. The best start is by understanding the impact your credit history and rating has on the type of offer you may receive and whether you will receive an offer for credit at all.
Your credit report contains your [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/mortgages-with-a-bad-credit-rating/' rel='bookmark' title='Permanent Link: Mortgages with a bad credit rating'>Mortgages with a bad credit rating</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/how-to-deal-with-the-mortgage-minefield-10-top-tips-123/' rel='bookmark' title='Permanent Link: How to deal with the mortgage minefield &#8211; 10 top tips'>How to deal with the mortgage minefield &#8211; 10 top tips</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/mortgage-and-borrowing-levels-realistic/' rel='bookmark' title='Permanent Link: Mortgage and borrowing levels &#8211; realistic?'>Mortgage and borrowing levels &#8211; realistic?</a></li>
</ol>]]></description>
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		<slash:comments>5</slash:comments>
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