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	<title>Helping Innovate Property (HIP) - Blog, Housing Market News and Articles &#187; Financial Products</title>
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	<link>http://www.hip-consultant.co.uk/blog</link>
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	<lastBuildDate>Mon, 06 Feb 2012 07:48:37 +0000</lastBuildDate>
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		<title>Tips on avoiding home repossession</title>
		<link>http://www.hip-consultant.co.uk/blog/ways-avoid-house-being-repossessed-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/ways-avoid-house-being-repossessed-123/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 11:33:37 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[Debt Plan]]></category>
		<category><![CDATA[Second Mortgage]]></category>
		<category><![CDATA[Secured Loans]]></category>
		<category><![CDATA[stop home repossession]]></category>
		<category><![CDATA[Temporary Reductions]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3510</guid>
		<description><![CDATA[Being at risk of having your property can be terrifying and can be very lonely. You are worried about what will happen if you lose your home and perhaps embarrassed about what people will think. The reality is you should not be embarrassed &#8211; tens of thousands of people are repossessed each year and as [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/guide-to-home-repossession-ins-outs-123/' rel='bookmark' title='Permanent Link: Guide to Home Repossession &#8211; Ins &#038; Outs'>Guide to Home Repossession &#8211; Ins &#038; Outs</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/' rel='bookmark' title='Permanent Link: A Guide to Mortgage Rescue Scheme'>A Guide to Mortgage Rescue Scheme</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/guide-to-equity-release-schemes-123/' rel='bookmark' title='Permanent Link: Guide to Equity Release Schemes'>Guide to Equity Release Schemes</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/ways-avoid-house-being-repossessed-123/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to Choose the Right Mortgage for You</title>
		<link>http://www.hip-consultant.co.uk/blog/choosing-best-right-mortgage-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/choosing-best-right-mortgage-123/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 07:10:36 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3901</guid>
		<description><![CDATA[Choosing the right mortgage is possibly the biggest financial obligation most people make in their lifetime, so it’s imperative that you do your research before making your decision. With an abundance of selections of mortgage options and an endless array of financial institutions offering their own programs, you can be left feeling overwhelmed. Before starting [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/applying-obtaining-mortgage-123/' rel='bookmark' title='Permanent Link: Applying &#038; Obtaining a Mortgage in 2011'>Applying &#038; Obtaining a Mortgage in 2011</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/nationwide-reduces-fixed-and-tracker-rate-mortgages-123/' rel='bookmark' title='Permanent Link: Nationwide reduces price of fixed and tracker rate mortgages'>Nationwide reduces price of fixed and tracker rate mortgages</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/looking-to-re-mortgage/' rel='bookmark' title='Permanent Link: Looking to re-mortgage?'>Looking to re-mortgage?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/choosing-best-right-mortgage-123/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Guide to Equity Release Schemes</title>
		<link>http://www.hip-consultant.co.uk/blog/guide-to-equity-release-schemes-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/guide-to-equity-release-schemes-123/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 08:40:23 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[Equity Release]]></category>
		<category><![CDATA[Home Reversion]]></category>
		<category><![CDATA[Release Equity]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3347</guid>
		<description><![CDATA[Equity release schemes are a way for home owners to raise capital against the security of their homes without having to make any capital or interest repayments during their lifetime. Initially these schemes may seem too good to be true however as with any type of mortgage there are pros and cons. Equity release is [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/' rel='bookmark' title='Permanent Link: A Guide to Mortgage Rescue Scheme'>A Guide to Mortgage Rescue Scheme</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/how-to-sell-to-rent-back-schemes-123/' rel='bookmark' title='Permanent Link: How to Sell to Rent Back Schemes'>How to Sell to Rent Back Schemes</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/negative-equity-dealing-with-the-wolf-at-the-door/' rel='bookmark' title='Permanent Link: Negative equity – dealing with the wolf at the door'>Negative equity – dealing with the wolf at the door</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/guide-to-equity-release-schemes-123/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Remortgaging my property &#8211; a quick guide</title>
		<link>http://www.hip-consultant.co.uk/blog/remortgaging-my-property-quick-guide-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/remortgaging-my-property-quick-guide-123/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 07:34:11 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3676</guid>
		<description><![CDATA[Remortgaging your property is a big decision, but make the right move and you&#8217;ll be glad you put the time and effort into it. Why remortgage? Well, if you&#8217;re coming to the end of your current mortgage deal, you&#8217;ll have to make a decision between finding a brand new mortgage and reverting to your lender&#8217;s [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/applying-obtaining-mortgage-123/' rel='bookmark' title='Permanent Link: Applying &#038; Obtaining a Mortgage in 2011'>Applying &#038; Obtaining a Mortgage in 2011</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/' rel='bookmark' title='Permanent Link: A Guide to Mortgage Rescue Scheme'>A Guide to Mortgage Rescue Scheme</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/choosing-best-right-mortgage-123/' rel='bookmark' title='Permanent Link: How to Choose the Right Mortgage for You'>How to Choose the Right Mortgage for You</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/remortgaging-my-property-quick-guide-123/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Applying &amp; Obtaining a Mortgage in 2011</title>
		<link>http://www.hip-consultant.co.uk/blog/applying-obtaining-mortgage-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/applying-obtaining-mortgage-123/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 08:58:31 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3580</guid>
		<description><![CDATA[The decision to take on a mortgage is a big one and should not be taken lightly. It is likely that you will be repaying it for most of your working life. It&#8217;s extremely important therefore to make sure that you get the mortgage that is right for you. You should be prepared to pay [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/choosing-best-right-mortgage-123/' rel='bookmark' title='Permanent Link: How to Choose the Right Mortgage for You'>How to Choose the Right Mortgage for You</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/remortgaging-my-property-quick-guide-123/' rel='bookmark' title='Permanent Link: Remortgaging my property &#8211; a quick guide'>Remortgaging my property &#8211; a quick guide</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/is-now-the-time-to-repay-your-mortgage-early-123/' rel='bookmark' title='Permanent Link: Is now the time to repay your mortgage early?'>Is now the time to repay your mortgage early?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/applying-obtaining-mortgage-123/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why doesn’t one size fits all home insurance work?</title>
		<link>http://www.hip-consultant.co.uk/blog/why-doesn%e2%80%99t-one-size-fits-all-home-insurance-work-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/why-doesn%e2%80%99t-one-size-fits-all-home-insurance-work-123/#comments</comments>
		<pubDate>Thu, 21 Apr 2011 08:40:10 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[choosing home insurance]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3573</guid>
		<description><![CDATA[How much attention do you pay to the nitty gritty of your home insurance? Not much? Then now might be the perfect time to make a change. The fact is that one-size-fits-all home insurance doesn’t really work for anyone – we’ve all got different needs and different things that need covering. The first thing to [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/buying-home-content-insurance-important-criteria-123/' rel='bookmark' title='Permanent Link: Buying Home Content Insurance – Important Criteria'>Buying Home Content Insurance – Important Criteria</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/how-will-installing-solar-panels-affect-my-home-insurance-123/' rel='bookmark' title='Permanent Link: How will installing solar panels affect my home insurance?'>How will installing solar panels affect my home insurance?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/your-guide-to-landlord-insurance-123/' rel='bookmark' title='Permanent Link: Your guide to landlord insurance'>Your guide to landlord insurance</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/why-doesn%e2%80%99t-one-size-fits-all-home-insurance-work-123/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying Home Content Insurance – Important Criteria</title>
		<link>http://www.hip-consultant.co.uk/blog/buying-home-content-insurance-important-criteria-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/buying-home-content-insurance-important-criteria-123/#comments</comments>
		<pubDate>Mon, 14 Feb 2011 15:06:56 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[buying home insurance]]></category>
		<category><![CDATA[Home Content Insurance]]></category>
		<category><![CDATA[home insurance policies]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3413</guid>
		<description><![CDATA[Looking after a home is a huge responsibility and when you are considering making sure that you and your belongings are safe it is important to decide to take out home insurance cover. The trouble is there are so many different insurance policies out there, by so many different providers, that it is difficult to [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/why-doesn%e2%80%99t-one-size-fits-all-home-insurance-work-123/' rel='bookmark' title='Permanent Link: Why doesn’t one size fits all home insurance work?'>Why doesn’t one size fits all home insurance work?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/how-will-installing-solar-panels-affect-my-home-insurance-123/' rel='bookmark' title='Permanent Link: How will installing solar panels affect my home insurance?'>How will installing solar panels affect my home insurance?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/your-guide-to-landlord-insurance-123/' rel='bookmark' title='Permanent Link: Your guide to landlord insurance'>Your guide to landlord insurance</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/buying-home-content-insurance-important-criteria-123/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>House sales &#8211; Property Options</title>
		<link>http://www.hip-consultant.co.uk/blog/house-sales-property-options-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/house-sales-property-options-123/#comments</comments>
		<pubDate>Thu, 16 Sep 2010 13:03:09 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Property Market]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3100</guid>
		<description><![CDATA[Since the demise of Home Information Packs, the housing Market is somewhat flooded with an over supply of property. Houses are selling, but not as fast as most people would like, many properties being on the market for many months and even in some cases, years. The only tool that an Estate Agent has to [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/conditional-exchanges-options-to-purchase-rights-of-first-refusal-123/' rel='bookmark' title='Permanent Link: Conditional Exchanges, Options to Purchase and Rights of First Refusal'>Conditional Exchanges, Options to Purchase and Rights of First Refusal</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/defying-the-downturn-where-are-property-sales-booming/' rel='bookmark' title='Permanent Link: Defying the downturn – where are property sales booming?'>Defying the downturn – where are property sales booming?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/why-now-is-the-time-to-buy-property-123/' rel='bookmark' title='Permanent Link: Why now is the time to buy property'>Why now is the time to buy property</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/house-sales-property-options-123/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>UK Mortgage Lenders Take a Leap Forward</title>
		<link>http://www.hip-consultant.co.uk/blog/uk-mortgage-lenders-take-a-leap-forward-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/uk-mortgage-lenders-take-a-leap-forward-123/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 09:45:51 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[finding a mortgage]]></category>
		<category><![CDATA[Hamptons International]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=3019</guid>
		<description><![CDATA[The state of the property market was hot news a year ago but with the general election and World Cup fever, some of the recent developments seem to have been missed by the national press. This absence is quite surprising as there has been a boost of optimism and the buy to let market has [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/looking-to-re-mortgage/' rel='bookmark' title='Permanent Link: Looking to re-mortgage?'>Looking to re-mortgage?</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/nationwide-reduces-fixed-and-tracker-rate-mortgages-123/' rel='bookmark' title='Permanent Link: Nationwide reduces price of fixed and tracker rate mortgages'>Nationwide reduces price of fixed and tracker rate mortgages</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/brokers-advise-on-a-low-fixed-rate-mortgage-deal-123/' rel='bookmark' title='Permanent Link: Brokers advise on a low fixed rate mortgage deal'>Brokers advise on a low fixed rate mortgage deal</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/uk-mortgage-lenders-take-a-leap-forward-123/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>A Guide to Mortgage Rescue Scheme</title>
		<link>http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/</link>
		<comments>http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 07:46:02 +0000</pubDate>
		<dc:creator>HIP-Consultant.co.uk</dc:creator>
				<category><![CDATA[Financial Products]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[Government Insolvency Scheme]]></category>
		<category><![CDATA[Government Mortgage to Rent]]></category>
		<category><![CDATA[Mortgage Rescue Scheme]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[Shared Equity]]></category>

		<guid isPermaLink="false">http://www.hip-consultant.co.uk/blog/?p=2864</guid>
		<description><![CDATA[The government&#8217;s mortgage rescue scheme, which is not to be confused with commercial schemes which may describe themselves as mortgage rescue but are really sell to rent schemes, is a state funded, not for profit scheme which aims to help home owners stay in their homes where they would otherwise be repossessed and evicted. It [...]


Related posts:<ol><li><a href='http://www.hip-consultant.co.uk/blog/guide-to-equity-release-schemes-123/' rel='bookmark' title='Permanent Link: Guide to Equity Release Schemes'>Guide to Equity Release Schemes</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/remortgaging-my-property-quick-guide-123/' rel='bookmark' title='Permanent Link: Remortgaging my property &#8211; a quick guide'>Remortgaging my property &#8211; a quick guide</a></li>
<li><a href='http://www.hip-consultant.co.uk/blog/negative-equity-dealing-with-the-wolf-at-the-door/' rel='bookmark' title='Permanent Link: Negative equity – dealing with the wolf at the door'>Negative equity – dealing with the wolf at the door</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.hip-consultant.co.uk/blog/a-guide-on-mortgage-rescue-scheme-123/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
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